UPST STOCK ANALYSIS

Upstart Holdings Inc — price, returns and risk statistics

UPSTUpstart Holdings Inc

🇺🇸 USA · NASDAQ · Financial Services · Credit Services

Value itDuel

Price summary

Last Close

34.78 $

Jul 2, 26

Market Cap

3.4 B $

Q1 2026 (TTM)

52-Week Range

24.22 $84.13 $

Return and risk cards

Total Return

%-52.6

Trailing 1-year performance

Volatility

%69.3

Price fluctuation measure

Sharpe Ratio

-1.31

Risk/Return ratio

Sortino Ratio

-1.18

Downside risk/return

Distance to Peak

%-58.7

Difference from 52-week peak

Maximum Drawdown

-%71.2

Deepest 1-year decline

Seasonality

Seasonality Chart

Year 2023
Year 2024
Year 2025
Current Period 2026
3/3 positive months

Periodic Returns

1M

+7.4%

3M

+36.0%

6M

-20.5%

YTD

-20.5%

1Y

-52.6%

3Y

-8.9%

Returns are computed from split-adjusted closes; dividends are not included.

YTD Return — Stock vs Asset Classes

Year-to-date
UPST-20.5%Gold-3.2%Silver-10.4%S&P 500+9.3%

Stock and gold/silver returns are in USD (metals converted into the stock's currency). The S&P 500 index is measured in its own currency.

Monthly positivity

Monthly Avg Positive/Negative Close

Positive Count
Negative Count
Average Positive %
Average Negative %

Frequently Asked Questions

What is the current Upstart Holdings Inc (UPST) stock price?

UPST last closed at 34.78 $ (Jul 2, 26). Price data is refreshed after every trading day.

What is the P/E ratio of UPST?

Upstart Holdings Inc trades at a trailing-twelve-month P/E of 68.22. See the comparison tables on the Peers tab for the industry context.

What is the market capitalization of Upstart Holdings Inc?

Upstart Holdings Inc (UPST) has a market capitalization of approximately 3.4 B $ as of the latest reported period.

Who are the main competitors of UPST?

Key peers of Upstart Holdings Inc include ZIP Co Ltd, QNB Finansal Kiralama A.S., Katilimevim Tasarruf Finansman Anonim Sirketi, goeasy Ltd, Destek Finans Faktoring. A detailed metric comparison is available on the Peers tab.

Go deeper on UPST

Data on this page refreshes once per day. Price data as of Jul 2, 26. This content is for informational purposes only and is not investment advice.