The analyses and visuals on this site are for informational purposes only and do not constitute investment advice.

© 2026 Datafin Financial Data Analysis Systems. All rights reserved. · v2.0

Privacy PolicyTerms of UseCookie Policy

UPST FINANCIAL STATEMENTS

Upstart Holdings Inc — balance sheet, income statement and cash flow trends

UPSTUpstart Holdings Inc

🇺🇸 USA · NASDAQ · Financial Services · Credit Services

Value itDuel
PriceFinancialsPeers

Income Statement

Quarterly progression — trailing-twelve-month values
RevenueNet Income to Owners
0500 M1 B202120222023202420252026

Profit Funnel

Q2 2026 · TTM
Revenue1.3 B $Gross Profit553.3 M $ · 44%Operating Income58.2 M $ · 5%Pre-tax Income61.7 M $ · 5%Net Income to Owners60.3 M $ · 5%

Percentages are relative to revenue.

Key Figures

YoY change
Revenue1.3 B $+42.7%
Gross Profit553.3 M $-34.4%
Operating Income58.2 M $—
EBITDA60.8 M $+274.9%
Net Income to Owners60.3 M $—

No peer data is available for this stock.

Balance Sheet

Quarterly period-end values
Total AssetsTotal LiabilitiesEquity
01 B2 B3 B202120222023202420252026

Capital Structure

Q2 2026
Total Assets3.2 B
  • Equity797.5 M $100%

Key Figures

YoY change
Total Assets3.2 B $+28.0%
Total Liabilities2.4 B $+35.2%
Total Equity797.5 M $+10.5%
Cash & ST Investments497 M $+24.1%
Total Debt——
Net Debt-456 M $-142.5%

No peer data is available for this stock.

Cash Flow Statement

Quarterly progression — trailing-twelve-month values
Operating Cash FlowCapital ExpendituresFree Cash Flow
-500 M0202120222023202420252026

Cash Flow Bridge

Q2 2026 · TTM
-200 M0200 M-284 M $Operating106.2 M $Investing458.6 M $Financing280.8 M $Net Change

Key Figures

YoY change
Operating Cash Flow-284 M $—
Capital Expenditures17.1 M $+3.8%
Free Cash Flow-296.7 M $—
Dividends Paid——

No peer data is available for this stock.

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

Go deeper on UPST

Run a DCF valuation

Full DCF model with editable assumptions

Start a head-to-head duel

Compare two stocks metric by metric

Filter in the stock screener

Build your own universe with 400+ metrics

Data on this page refreshes once per day. Price data as of Sep 2, 26. This content is for informational purposes only and is not investment advice.