RPAY PEER ANALYSIS

Repay Holdings Corp — metric-by-metric comparison with peers and the industry median

RPAYRepay Holdings Corp

🇺🇸 USA · NASDAQ · Technology · Software - Infrastructure

Value it Duel

Overall Profile & Returns

· Software - Infrastructure

Position Within Industry

0 = weak quartile, 100 = strong quartile

RPAYIndustry median

Scores normalize each metric against industry quartiles (p25–p75); direction is inverted for lower-is-better metrics.

Return Comparison

1-Year

Split-adjusted

Year-to-Date (YTD)

Key Metric Comparison

P/E

Lower is better

ROE

Higher is better

Net Margin

Higher is better

Revenue Growth

Higher is better

All Metrics

Valuation
Metric	RPAY	ARDYZ	ATATP	KRONT	BB	SMART	Ind. Median
P/E	—	24.87	8.38●	33.62	124.21	—	27.56
P/B	0.73●	3.20	2.46	5.48	9.92	2.00	3.64
EV/EBITDA	—	8.13	4.09●	14.95	79.73	10.08	16.61
P/S	1.12●	3.30	3.08	7.78	12.79	4.87	3.25

Financial Health
Metric	RPAY	ARDYZ	ATATP	KRONT	BB	SMART	Ind. Median
Current Ratio	1.79	1.16	2.17	1.10	2.20●	0.18	1.43
Debt/Equity	83.7%	24.4%	0.8%●	11.4%	29.5%	25.1%	25.1%
NetDebt/EBITDA	-2.24●	0.54	-0.09	-0.10	-1.41	1.10	-0.02

Profitability
Metric	RPAY	ARDYZ	ATATP	KRONT	BB	SMART	Ind. Median
Net Margin	-82.7%	13.3%	36.7%●	23.2%	10.3%	-21.8%	8.9%
ROE	-41.9%	16.5%	47.3%●	21.4%	8.1%	-9.6%	14.2%
ROA	-19.3%	11.3%	41.6%●	12.5%	5.4%	-6.4%	4.0%
EBITDA Margin	-51.0%	43.5%	73.6%●	51.7%	15.8%	54.2%	17.8%

Growth + Dividend
Metric	RPAY	ARDYZ	ATATP	KRONT	BB	SMART	Ind. Median
Rev. Growth	1.0%	100.3%	157.2%●	41.0%	4.8%	-30.3%	10.2%
NI Growth	—	23.8%	331.0%●	—	—	—	7.0%
Div. Yield	—	0.0%	0.4%●	0.0%	—	0.0%	0.8%
Payout	—	0.0%	3.0%	0.0%	—	0.0%	20.6%

Valuation
Metric	RPAY	PSFE	IMXI	PAYS	OSPN	YEXT	Ind. Median
P/E	—	—	17.38	48.44	7.86●	14.07	27.56
P/B	0.73	0.70●	2.72	9.16	2.02	22.84	3.64
EV/EBITDA	—	7.74●	8.00	20.97	8.51	7.85	16.61
P/S	1.12	0.25●	0.92	5.51	2.24	1.26	3.25

Financial Health
Metric	RPAY	PSFE	IMXI	PAYS	OSPN	YEXT	Ind. Median
Current Ratio	1.79	1.16	2.84●	1.12	1.25	0.79	1.43
Debt/Equity	83.7%	411.1%	161.2%	10.8%	2.9%●	917.9%	25.1%
NetDebt/EBITDA	-2.24●	6.51	1.38	-0.63	-0.70	1.51	-0.02

Profitability
Metric	RPAY	PSFE	IMXI	PAYS	OSPN	YEXT	Ind. Median
Net Margin	-82.7%	-11.4%	5.3%	11.4%	28.5%●	8.9%	8.9%
ROE	-41.9%	-27.0%	16.8%	22.1%	27.8%	47.7%●	14.2%
ROA	-19.3%	-4.3%	4.8%	4.0%	19.5%●	7.4%	4.0%
EBITDA Margin	-51.0%	20.1%	13.9%	25.5%●	24.3%	19.8%	17.8%

Growth + Dividend
Metric	RPAY	PSFE	IMXI	PAYS	OSPN	YEXT	Ind. Median
Rev. Growth	1.0%	3.3%	-26.1%	43.4%●	1.7%	2.4%	10.2%
NI Growth	—	—	-53.4%	70.8%●	20.4%	—	7.0%
Div. Yield	—	—	—	—	3.4%	—	0.8%
Payout	—	—	—	—	27.0%	—	20.6%

The green dot marks the best value in the group given the metric direction (higher/lower is better). All metrics use trailing-twelve-month (TTM) data.

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Data on this page refreshes once per day. Price data as of Jul 2, 26. This content is for informational purposes only and is not investment advice.