PAGS FINANCIAL STATEMENTS

PagSeguro Digital Ltd — balance sheet, income statement and cash flow trends

PAGSPagSeguro Digital Ltd

🇺🇸 USA · NYSE · Technology · Software - Infrastructure

Value it Duel

Income Statement

Quarterly progression — trailing-twelve-month values

RevenueNet Income

Profit Funnel

Q1 2026 · TTM

Percentages are relative to revenue.

Key Figures

YoY change

Revenue19.8 B BRL+5.1%

Gross Profit10.1 B BRL+11.2%

Operating Income7.5 B BRL+19.6%

EBITDA9.6 B BRL+21.2%

Net Income2.1 B BRL-1.1%

Peer Comparison· Software - Infrastructure

Company	Rev. Growth	Gross Margin	EBITDA Margin	Net Margin
PAGS	5.1%	51.1%	48.2%	10.8%
BB	4.8%	76.0%	15.8%	10.3%
ATATP	157.2%	86.3%	73.6%	36.7%
ARDYZ	100.3%	45.3%	43.5%	13.3%
ADYEN	25.2%	73.1%	54.0%	42.1%
KRONT	41.0%	90.2%	51.7%	23.2%
Industry median	10.2%	70.5%	17.8%	8.9%

Company	Rev. Growth	Gross Margin	EBITDA Margin	Net Margin
PAGS	5.1%	51.1%	48.2%	10.8%
AVPT	27.1%	73.7%	13.2%	10.5%
CALX	28.4%	57.1%	6.6%	3.2%
ATEN	12.1%	79.5%	24.4%	14.9%
PAYO	7.2%	81.3%	19.2%	6.8%
NN	-34.6%	-208.1%	-3,225.3%	-3,506.9%
Industry median	10.2%	70.5%	17.8%	8.9%

Balance Sheet

Quarterly period-end values

Total AssetsTotal LiabilitiesEquity

Capital Structure

Q1 2026

Equity14.3 B BRL19%
Current Liabilities45.4 B BRL61%
Long-term Liabilities14.6 B BRL20%

Key Figures

YoY change

Total Assets74.3 B BRL+7.4%

Total Liabilities59.9 B BRL+10.6%

Total Equity14.3 B BRL-4.0%

Cash & ST Investments6.7 B BRL+313.4%

Total Debt45.7 B BRL+19.4%

Net Debt44.1 B BRL+18.3%

Peer Comparison· Software - Infrastructure

Company	Current Ratio	Debt/Equity	NetDebt/EBITDA	Equity/Assets
PAGS	1.43	318.5%	4.09	19.3%
BB	2.20	29.5%	-1.41	60.5%
ATATP	2.17	0.8%	-0.09	91.7%
ARDYZ	1.16	24.4%	0.54	68.2%
ADYEN	168.11	4.8%	-7.76	43.1%
KRONT	1.10	11.4%	-0.10	62.7%
Industry median	1.43	25.1%	-0.02	34.8%

Company	Current Ratio	Debt/Equity	NetDebt/EBITDA	Equity/Assets
PAGS	1.43	318.5%	4.09	19.3%
AVPT	2.16	3.0%	-7.36	59.8%
CALX	3.29	2.0%	-3.26	77.6%
ATEN	3.71	99.2%	-2.06	34.8%
PAYO	1.00	12.1%	-1.27	7.7%
NN	10.49	-312.9%	-1.07	-38.2%
Industry median	1.43	25.1%	-0.02	34.8%

Cash Flow Statement

Quarterly progression — trailing-twelve-month values

Operating Cash FlowCapital ExpendituresFree Cash Flow

Cash Flow Bridge

Q1 2026 · TTM

Key Figures

YoY change

Operating Cash Flow1.9 B BRL—

Capital Expenditures1.5 B BRL-27.1%

Free Cash Flow359.9 M BRL—

Dividends Paid-793 M BRL—

Peer Comparison· Software - Infrastructure

Company	CF Margin	FCF Margin	CapEx Ratio	CF/Net Income
PAGS	9.5%	1.8%	7.7%	88.0%
BB	12.7%	11.7%	1.3%	122.9%
ATATP	14.5%	-9.7%	12.9%	39.4%
ARDYZ	19.1%	-8.7%	39.2%	143.9%
ADYEN	40.8%	-15.9%	4.0%	97.0%
KRONT	54.1%	5.4%	52.3%	233.6%
Industry median	23.2%	17.1%	2.9%	143.9%

Company	CF Margin	FCF Margin	CapEx Ratio	CF/Net Income
PAGS	9.5%	1.8%	7.7%	88.0%
AVPT	24.6%	23.6%	0.9%	233.9%
CALX	12.5%	10.3%	2.2%	390.7%
ATEN	23.4%	17.2%	6.2%	156.7%
PAYO	21.7%	18.4%	6.1%	320.9%
NN	-1,206.4%	-1,212.4%	6.0%	34.4%
Industry median	23.2%	17.1%	2.9%	143.9%

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

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Data on this page refreshes once per day. Price data as of Jul 2, 26. This content is for informational purposes only and is not investment advice.