JKHY FINANCIAL STATEMENTS

Jack Henry & Associates Inc — balance sheet, income statement and cash flow trends

JKHYJack Henry & Associates Inc

🇺🇸 USA · US · Technology · Information Technology Services

Value it Duel

Income Statement

Quarterly progression — trailing-twelve-month values

RevenueNet Income

Profit Funnel

Q1 2026 · TTM

Percentages are relative to revenue.

Key Figures

YoY change

Revenue2.5 B $+8.4%

Gross Profit1.1 B $+13.6%

Operating Income654 M $+21.4%

EBITDA888.7 M $+15.0%

Net Income519.2 M $+21.0%

Peer Comparison· Information Technology Services

Company	Rev. Growth	Gross Margin	EBITDA Margin	Net Margin
JKHY	8.4%	44.1%	35.3%	20.6%
IDR	-6.0%	13.6%	14.1%	8.0%
GIB-A	7.9%	20.5%	18.0%	10.3%
CAP	1.0%	25.1%	14.5%	7.1%
NXT	18.0%	3.1%	48.0%	-12.6%
AMS	4.6%	36.4%	38.7%	20.4%
Industry median	5.5%	29.8%	13.8%	4.7%

Company	Rev. Growth	Gross Margin	EBITDA Margin	Net Margin
JKHY	8.4%	44.1%	35.3%	20.6%
CACI	9.6%	14.9%	11.8%	5.9%
IT	2.3%	68.2%	19.5%	11.4%
APLD	84.9%	27.1%	-26.3%	-52.4%
CIFR	21.6%	-6.3%	15.9%	-150.1%
LDOS	2.3%	17.5%	13.9%	8.2%
Industry median	5.5%	29.8%	13.8%	4.7%

Balance Sheet

Quarterly period-end values

Total AssetsTotal LiabilitiesEquity

Capital Structure

Q1 2026

Equity2.1 B $70%
Current Liabilities341.1 M $11%
Long-term Liabilities574.6 M $19%

Key Figures

YoY change

Total Assets3.1 B $+4.0%

Total Liabilities915.7 M $+2.3%

Total Equity2.1 B $+4.8%

Cash & ST Investments20.6 M $-48.4%

Total Debt90 M $-47.1%

Net Debt69.4 M $-46.6%

Peer Comparison· Information Technology Services

Company	Current Ratio	Debt/Equity	NetDebt/EBITDA	Equity/Assets
JKHY	1.74	4.2%	0.08	70.0%
IDR	1.76	81.3%	-1.05	16.2%
GIB-A	0.95	43.0%	1.22	51.8%
CAP	1.18	81.2%	1.97	40.1%
NXT	1.39	61.9%	10.52	59.4%
AMS	0.77	69.9%	1.05	42.0%
Industry median	1.60	66.6%	1.05	43.4%

Company	Current Ratio	Debt/Equity	NetDebt/EBITDA	Equity/Assets
JKHY	1.74	4.2%	0.08	70.0%
CACI	1.61	131.2%	5.07	36.9%
IT	0.94	5,141.1%	1.26	0.8%
APLD	2.38	178.8%	-11.75	25.3%
CIFR	3.13	—	—	11.2%
LDOS	1.40	138.5%	2.69	32.6%
Industry median	1.60	66.6%	1.05	43.4%

Cash Flow Statement

Quarterly progression — trailing-twelve-month values

Operating Cash FlowCapital ExpendituresFree Cash Flow

Cash Flow Bridge

Q1 2026 · TTM

Key Figures

YoY change

Operating Cash Flow786.4 M $+44.0%

Capital Expenditures58.8 M $-9.5%

Free Cash Flow727.6 M $+51.2%

Dividends Paid-169.6 M $-204.4%

Peer Comparison· Information Technology Services

Company	CF Margin	FCF Margin	CapEx Ratio	CF/Net Income
JKHY	31.3%	28.9%	2.3%	151.5%
IDR	39.4%	36.0%	3.4%	489.6%
GIB-A	15.1%	14.2%	1.0%	147.5%
CAP	11.0%	9.7%	1.3%	154.1%
NXT	36.1%	-366.9%	403.0%	-286.0%
AMS	32.8%	26.5%	6.5%	160.8%
Industry median	10.8%	8.2%	2.3%	131.6%

Company	CF Margin	FCF Margin	CapEx Ratio	CF/Net Income
JKHY	31.3%	28.9%	2.3%	151.5%
CACI	7.3%	6.8%	1.1%	123.7%
IT	21.1%	19.4%	1.7%	184.7%
APLD	-10.1%	-509.5%	499.3%	19.3%
CIFR	-37.4%	-502.7%	465.3%	24.9%
LDOS	11.5%	10.7%	0.8%	140.3%
Industry median	10.8%	8.2%	2.3%	131.6%

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

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Data on this page refreshes once per day. Price data as of Jul 6, 26. This content is for informational purposes only and is not investment advice.