DCOM FINANCIAL STATEMENTS

Dime Community Bancshares, Inc. — balance sheet, income statement and cash flow trends

DCOMDime Community Bancshares, Inc.

🇺🇸 USA · NYSE · Financial Services · Banks - Regional

Value it Duel

Income Statement

Quarterly progression — trailing-twelve-month values

RevenueNet Income

Profit Funnel

Q1 2026 · TTM

Percentages are relative to revenue.

Key Figures

YoY change

Revenue743.6 M $+15.1%

Gross Profit427 M $+44.5%

Operating Income176.6 M $+216.1%

EBITDA182.2 M $+192.9%

Net Income123.8 M $+276.9%

Peer Comparison· Banks - Regional

Company	Rev. Growth	Gross Margin	EBITDA Margin	Net Margin
DCOM	—	—	—	16.6%
KLNMA	—	—	—	58.1%
LB	—	—	—	1.4%
BFL	—	—	—	30.2%
BOQ	—	—	—	2.0%
SKBNK	—	—	—	14.2%
Industry median	—	67.2%	20.4%	20.6%

Balance Sheet

Quarterly period-end values

Total AssetsTotal LiabilitiesEquity

Capital Structure

Q1 2026

Equity1.5 B $10%
Current Liabilities13 B $86%
Long-term Liabilities528.5 M $4%

Key Figures

YoY change

Total Assets15 B $+6.4%

Total Liabilities13.5 B $+6.4%

Total Equity1.5 B $+6.0%

Cash & ST Investments2.7 B $+160.3%

Total Debt708.5 M $-14.5%

Net Debt-1.4 B $—

Peer Comparison· Banks - Regional

Company	Current Ratio	Debt/Equity	NetDebt/EBITDA	Equity/Assets
DCOM	0.21	47.3%	-10.95	10.0%
KLNMA	—	0.0%	-0.00	17.7%
LB	0.01	744.5%	280.57	5.3%
BFL	33.68	9.1%	-3.30	12.0%
BOQ	0.05	258.4%	49.89	6.0%
SKBNK	—	0.0%	-13.41	5.9%
Industry median	0.31	38.0%	-0.58	11.0%

Company	Current Ratio	Debt/Equity	NetDebt/EBITDA	Equity/Assets
DCOM	0.21	47.3%	-10.95	10.0%
HOPE	2.28	17.4%	-2.12	12.2%
TCBK	0.04	6.0%	-1.15	13.3%
BFC	—	15.2%	-2.75	13.5%
BY	3.39	51.5%	-5.30	12.9%
NBHC	63.44	13.2%	-5.26	13.2%
Industry median	0.31	38.0%	-0.58	11.0%

Cash Flow Statement

Quarterly progression — trailing-twelve-month values

Operating Cash FlowCapital ExpendituresFree Cash Flow

Cash Flow Bridge

Q1 2026 · TTM

Key Figures

YoY change

Operating Cash Flow169.1 M $+26.5%

Capital Expenditures4.9 M $-10.1%

Free Cash Flow164.2 M $+28.0%

Dividends Paid-50.3 M $-208.0%

Peer Comparison· Banks - Regional

Company	CF Margin	FCF Margin	CapEx Ratio	CF/Net Income
DCOM	22.7%	22.1%	0.7%	136.6%
KLNMA	58.1%	57.8%	0.3%	100.0%
LB	-1.8%	-3.5%	1.7%	-134.2%
BFL	116.9%	27.7%	2.8%	386.6%
BOQ	13.1%	13.0%	0.2%	668.4%
SKBNK	14.2%	31.2%	17.0%	100.0%
Industry median	23.6%	22.1%	1.5%	111.4%

Company	CF Margin	FCF Margin	CapEx Ratio	CF/Net Income
DCOM	22.7%	22.1%	0.7%	136.6%
HOPE	15.5%	13.7%	1.7%	226.5%
TCBK	26.4%	25.6%	0.8%	110.6%
BFC	16.9%	11.4%	5.5%	61.0%
BY	26.5%	26.1%	0.4%	120.4%
NBHC	10.7%	3.7%	7.0%	62.2%
Industry median	23.6%	22.1%	1.5%	111.4%

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

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Data on this page refreshes once per day. Price data as of Jul 2, 26. This content is for informational purposes only and is not investment advice.