AV FINANCIAL STATEMENTS

Aviva PLC — balance sheet, income statement and cash flow trends

AVAviva PLC

🇬🇧 UK · LSE · Financial Services · Insurance - Diversified

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Income Statement

Quarterly progression — trailing-twelve-month values

RevenueNet Income

Profit Funnel

Q1 2025 · TTM

Percentages are relative to revenue.

Key Figures

YoY change

Revenue58.5 B £—

Gross Profit58.5 B £—

Operating Income1.8 B £—

EBITDA2.6 B £—

Net Income1 B £—

Peer Comparison· Insurance - Diversified

Company	Rev. Growth	Gross Margin	EBITDA Margin	Net Margin
AV	—	—	—	1.8%
AGESA	—	—	—	—
ANSGR	—	—	—	—
FIHL	—	—	—	15.3%
IAG	—	—	—	9.9%
AGN	—	—	—	3.6%
Industry median	—	—	—	9.0%

Balance Sheet

Quarterly period-end values

Total AssetsTotal LiabilitiesEquity

Capital Structure

Q1 2025

Equity9.7 B £2%
Current Liabilities144.3 B £27%
Long-term Liabilities385.2 B £71%

Key Figures

YoY change

Total Assets395.3 B £+29.6%

Total Liabilities385.2 B £+32.3%

Total Equity9.7 B £-29.0%

Cash & ST Investments18.3 B £+33.1%

Total Debt8.3 B £+12.1%

Net Debt-10 B £—

Peer Comparison· Insurance - Diversified

Company	Current Ratio	Debt/Equity	NetDebt/EBITDA	Equity/Assets
AV	0.26	85.7%	-3.90	2.5%
AGESA	3.39	0.0%	—	2.0%
ANSGR	1.32	0.0%	—	24.9%
FIHL	1.10	37.4%	-5.97	16.4%
IAG	0.60	18.5%	-0.86	6.4%
AGN	—	74.4%	1.99	2.4%
Industry median	0.83	23.1%	-0.09	11.4%

Company	Current Ratio	Debt/Equity	NetDebt/EBITDA	Equity/Assets
AV	0.26	85.7%	-3.90	2.5%
III	131.80	4.1%	0.12	95.5%
PRU	—	30.0%	-0.31	9.5%
LGEN	59.08	1,100.0%	7.25	0.4%
SMT	0.31	11.6%	0.51	89.4%
LSEG	229.64	59.2%	1.74	2.5%
Industry median	0.83	23.1%	-0.09	11.4%

Cash Flow Statement

Quarterly progression — trailing-twelve-month values

Operating Cash FlowCapital ExpendituresFree Cash Flow

Cash Flow Bridge

Q1 2025 · TTM

Key Figures

YoY change

Operating Cash Flow-2.9 B £—

Capital Expenditures93 M £—

Free Cash Flow-3 B £—

Dividends Paid-1.2 B £—

Peer Comparison· Insurance - Diversified

Company	CF Margin	FCF Margin	CapEx Ratio	CF/Net Income
AV	-4.9%	-5.1%	0.2%	-277.6%
AGESA	—	—	—	100.0%
ANSGR	—	—	—	100.0%
FIHL	1.0%	1.0%	0.0%	6.6%
IAG	28.5%	26.0%	2.4%	288.4%
AGN	3.5%	3.3%	0.2%	95.0%
Industry median	13.2%	13.2%	0.2%	100.0%

Company	CF Margin	FCF Margin	CapEx Ratio	CF/Net Income
AV	-4.9%	-5.1%	0.2%	-277.6%
III	34.3%	34.1%	0.2%	2.8%
PRU	8.2%	7.8%	0.4%	57.2%
LGEN	36.3%	35.9%	0.4%	913.3%
SMT	-2.2%	-2.2%	0.0%	-2.2%
LSEG	38.9%	37.6%	1.3%	290.0%
Industry median	13.2%	13.2%	0.2%	100.0%

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

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Data on this page refreshes once per day. Price data as of Jul 6, 26. This content is for informational purposes only and is not investment advice.

Company	Rev. Growth	Gross Margin	EBITDA Margin	Net Margin
AV	—	—	—	1.8%
III	—	—	—	1,236.9%
PRU	—	—	—	14.3%
LGEN	—	—	—	4.0%
SMT	—	—	—	97.4%
LSEG	—	—	—	13.4%
Industry median	—	—	—	9.0%