STOCK DUELS
Santander vs BBVA - Official head-to-head comparisons for widely followed pairs.
Official Stock Duel · SAN/BBVAPublished
Santander vs BBVA
Compares Santander and BBVA across growth, profitability, cash generation, valuation and balance-sheet signals.
Left side
SAN.MC
Right side
BBVA.MC
Comparison categories
6
Generated: Jul 18, 2026, 04:31 AM
Data as of: 2026-07-17
Stock Duels· 23 analyses
Official head-to-head comparisons for widely followed pairs.
Head-to-Head
SAN
Banco Santander S.A.
2VS3
metrics
BBVA
Banco Bilbao Vizcaya Argentaria SA
-
Sales Growth
-
15.58%
Return on Equity (ROE)
19.4%
3.54%
Return on Invested Capital (ROIC)
-8.02%
$112.3B
Free Cash Flow
$131.1B
10.73
Price to Earnings (P/E)
11.56
21.16
EV/EBITDA
-4.07
Datafin’s View
Two Spanish global banks; the difference is the geographies they weight and the returns they earn there.
Two giants from one country; the divergence is in emerging-market returns and the thickness of the capital buffer. Both lean on Latin America for growth, so the edge comes down to which mix of geographies earns higher returns and which carries the sturdier capital cushion.
This analysis is for informational purposes only and is not investment advice; it is a repeatable research starting point using the same rules.
Factor Profile
SAN.MC and BBVA.MC are compared inside each metric family.
Results
Latest published or live-generated results from the official Datafin analysis.
| # | Stock | Winner | Sales Growth | Return on Equity(ROE) | Return on Invested Capital(ROIC) | Free Cash Flow | Price to Earnings(P/E) | EV/EBITDA | |
|---|---|---|---|---|---|---|---|---|---|
| 1 | 🇪🇸 | SAN.MC Banco Santander S.A. | - | - | 15.58% | 3.54% | $112.3B | 10.73 | 21.16 |
| 2 | 🇪🇸 | BBVA.MC Banco Bilbao Vizcaya Argentaria SA | - | 19.4% | -8.02% | $131.1B | 11.56 | -4.07 |
1🇪🇸
SAN.MC
Banco Santander S.A.
- Sales Growth
- -
- Return on Equity(ROE)
- 15.58%
- Return on Invested Capital(ROIC)
- 3.54%
- Free Cash Flow
- $112.3B
- Price to Earnings(P/E)
- 10.73
- EV/EBITDA
- 21.16
2🇪🇸
BBVA.MC
Banco Bilbao Vizcaya Argentaria SA
- Sales Growth
- -
- Return on Equity(ROE)
- 19.4%
- Return on Invested Capital(ROIC)
- -8.02%
- Free Cash Flow
- $131.1B
- Price to Earnings(P/E)
- 11.56
- EV/EBITDA
- -4.07
Methodology
Revenue Growthhigher is better
ROEhigher is better
ROIChigher is better
Free Cash Flowhigher is better
P/Elower is better
EV/EBITDAlower is better
Last 5 Updates
Jul 18, 2026, 04:31 AM2 companies
List unchanged (refreshed).
Jul 10, 2026, 04:59 AM2 companies
List unchanged (refreshed).
May 31, 2026, 08:32 AM2 companies
First run.