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SMBK FINANCIAL STATEMENTS

SmartFinancial, Inc. — balance sheet, income statement and cash flow trends

SMBKSmartFinancial, Inc.

🇺🇸 USA · NYSE · Financial Services · Banks - Regional

Value itDuel
PriceFinancialsPeers

Income Statement

Quarterly progression — trailing-twelve-month values
RevenueNet Income to Owners
0100 M200 M300 M202120222023202420252026

Profit Funnel

Q2 2026 · TTM
Revenue331.2 M $Gross Profit208.5 M $ · 63%Operating Income71 M $ · 21%Pre-tax Income71 M $ · 21%Net Income to Owners57.4 M $ · 17%

Percentages are relative to revenue.

Key Figures

YoY change
Revenue331.2 M $+9.8%
Gross Profit208.5 M $+16.5%
Operating Income71 M $+39.3%
EBITDA74.4 M $+20.1%
Net Income to Owners57.4 M $+37.5%

No peer data is available for this stock.

Balance Sheet

Quarterly period-end values
Total AssetsTotal LiabilitiesEquity
02 B4 B6 B202120222023202420252026

Capital Structure

Q2 2026
Total Assets6.1 B
  • Equity576.8 M $9%
  • Long-term Liabilities5.5 B $91%

Key Figures

YoY change
Total Assets6.1 B $+11.4%
Total Liabilities5.5 B $+11.4%
Total Equity576.8 M $+11.1%
Cash & ST Investments379.4 M $-44.4%
Total Debt99.4 M $+112.9%
Net Debt-280 M $—

No peer data is available for this stock.

Cash Flow Statement

Quarterly progression — trailing-twelve-month values
Operating Cash FlowCapital ExpendituresFree Cash Flow
020 M40 M60 M202120222023202420252026

Cash Flow Bridge

Q2 2026 · TTM
-400 M-200 M049.8 M $Operating-443.3 M $Investing374.5 M $Financing-19 M $Net Change

Key Figures

YoY change
Operating Cash Flow49.8 M $-13.3%
Capital Expenditures9.2 M $+123.9%
Free Cash Flow40.6 M $-23.8%
Dividends Paid-4.1 M $-251.7%

No peer data is available for this stock.

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

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Data on this page refreshes once per day. Price data as of Sep 3, 26. This content is for informational purposes only and is not investment advice.