SAB FINANCIAL STATEMENTS

Banco de Sabadell S.A — balance sheet, income statement and cash flow trends

SABBanco de Sabadell S.A

🇪🇸 Spain · MC · Financial Services · Banks - Diversified

Value it Duel

Income Statement

Quarterly progression — trailing-twelve-month values

RevenueNet Income

Profit Funnel

Q1 2026 · TTM

Percentages are relative to revenue.

Key Figures

YoY change

Revenue7.9 B €+12.4%

Gross Profit7.6 B €+2.1%

Operating Income2.2 B €-21.9%

EBITDA2.8 B €-8.0%

Net Income1.6 B €-5.0%

Peer Comparison· Banks - Diversified

Company	Rev. Growth	Gross Margin	EBITDA Margin	Net Margin
SAB	—	—	—	20.5%
SHB-A	—	—	—	17.4%
ABN	—	—	—	15.5%
NA	—	—	—	16.9%
HSBA	—	—	—	17.7%
ANZ	—	—	—	9.3%
Industry median	—	—	—	17.3%

Balance Sheet

Quarterly period-end values

Total AssetsTotal LiabilitiesEquity

Capital Structure

Q1 2026

Equity14 B €6%
Current Liabilities8.2 B €3%
Long-term Liabilities226.7 B €91%

Key Figures

YoY change

Total Assets248.9 B €-0.1%

Total Liabilities234.9 B €+0.2%

Total Equity14 B €-4.8%

Cash & ST Investments9.5 B €-77.7%

Total Debt47 B €+72.1%

Net Debt37.4 B €—

Peer Comparison· Banks - Diversified

Company	Current Ratio	Debt/Equity	NetDebt/EBITDA	Equity/Assets
SAB	1.16	336.1%	13.46	5.6%
SHB-A	0.81	945.1%	32.15	4.6%
ABN	2.80	497.3%	17.96	5.2%
NA	0.69	294.1%	8.46	5.4%
HSBA	0.99	244.9%	6.66	5.3%
ANZ	3.48	364.9%	8.49	5.4%
Industry median	0.44	294.1%	8.47	5.7%

Cash Flow Statement

Quarterly progression — trailing-twelve-month values

Operating Cash FlowCapital ExpendituresFree Cash Flow

Cash Flow Bridge

Q1 2026 · TTM

Key Figures

YoY change

Operating Cash Flow1.7 B €—

Capital Expenditures298.5 M €—

Free Cash Flow1.4 B €—

Dividends Paid-1.4 B €—

Peer Comparison· Banks - Diversified

Company	CF Margin	FCF Margin	CapEx Ratio	CF/Net Income
SAB	21.1%	17.4%	3.8%	102.9%
SHB-A	36.1%	35.8%	0.4%	208.3%
ABN	—	—	0.0%	—
NA	18.2%	16.9%	1.3%	107.7%
HSBA	—	—	0.0%	—
ANZ	30.0%	28.4%	1.6%	323.1%
Industry median	31.2%	30.4%	1.7%	168.8%

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

Go deeper on SAB

Run a DCF valuation

Full DCF model with editable assumptions

Start a head-to-head duel

Compare two stocks metric by metric

Filter in the stock screener

Build your own universe with 400+ metrics

Data on this page refreshes once per day. Price data as of Jul 6, 26. This content is for informational purposes only and is not investment advice.

Company	Rev. Growth	Gross Margin	EBITDA Margin	Net Margin
SAB	—	—	—	20.5%
BBVA	—	—	—	27.7%
Industry median	—	—	—	17.3%