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OSBC FINANCIAL STATEMENTS

Old Second Bancorp Inc — balance sheet, income statement and cash flow trends

OSBCOld Second Bancorp Inc

🇺🇸 USA · NASDAQ · Financial Services · Banks - Regional

Value itDuel
PriceFinancialsPeers

Income Statement

Quarterly progression — trailing-twelve-month values
RevenueNet Income to Owners
0200 M400 M202120222023202420252026

Profit Funnel

Q2 2026 · TTM
Revenue429.9 M $Gross Profit343 M $ · 80%Operating Income127.2 M $ · 30%Pre-tax Income124.2 M $ · 29%Net Income to Owners92.4 M $ · 21%

Percentages are relative to revenue.

Key Figures

YoY change
Revenue429.9 M $+27.3%
Gross Profit343 M $+24.1%
Operating Income127.2 M $+15.0%
EBITDA134.3 M $+11.3%
Net Income to Owners92.4 M $+10.4%

No peer data is available for this stock.

Balance Sheet

Quarterly period-end values
Total AssetsTotal LiabilitiesEquity
02 B4 B6 B202120222023202420252026

Capital Structure

Q2 2026
Total Assets6.9 B
  • Equity902.8 M $13%
  • Current Liabilities398.2 M $6%
  • Long-term Liabilities5.6 B $81%

Key Figures

YoY change
Total Assets6.9 B $+20.2%
Total Liabilities6 B $+19.5%
Total Equity902.8 M $+25.6%
Cash & ST Investments46.7 M $-96.5%
Total Debt468.7 M $+253.6%
Net Debt422 M $—

No peer data is available for this stock.

Cash Flow Statement

Quarterly progression — trailing-twelve-month values
Operating Cash FlowCapital ExpendituresFree Cash Flow
050 M100 M150 M202120222023202420252026

Cash Flow Bridge

Q2 2026 · TTM
0100 M200 M300 M117.1 M $Operating202.8 M $Investing-346 M $Financing-26 M $Net Change

Key Figures

YoY change
Operating Cash Flow117.1 M $+2.2%
Capital Expenditures3.6 M $-53.3%
Free Cash Flow113.5 M $+3.1%
Dividends Paid-10.5 M $-313.7%

No peer data is available for this stock.

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

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Data on this page refreshes once per day. Price data as of Sep 2, 26. This content is for informational purposes only and is not investment advice.