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NBTB FINANCIAL STATEMENTS

NBT Bancorp Inc — balance sheet, income statement and cash flow trends

NBTBNBT Bancorp Inc

🇺🇸 USA · NASDAQ · Financial Services · Banks - Regional

Value itDuel
PriceFinancialsPeers

Income Statement

Quarterly progression — trailing-twelve-month values
RevenueNet Income to Owners
0500 M202120222023202420252026

Profit Funnel

Q2 2026 · TTM
Revenue945.3 M $Gross Profit723.8 M $ · 77%Operating Income277.3 M $ · 29%Pre-tax Income277.3 M $ · 29%Net Income to Owners214.2 M $ · 23%

Percentages are relative to revenue.

Key Figures

YoY change
Revenue945.3 M $+14.4%
Gross Profit723.8 M $+22.9%
Operating Income277.3 M $+61.0%
EBITDA292.5 M $+45.2%
Net Income to Owners214.2 M $+60.6%

No peer data is available for this stock.

Balance Sheet

Quarterly period-end values
Total AssetsTotal LiabilitiesEquity
05 B10 B15 B202120222023202420252026

Capital Structure

Q2 2026
Total Assets16.2 B
  • Equity1.9 B $12%
  • Current Liabilities316.4 M $2%
  • Long-term Liabilities14 B $86%

Key Figures

YoY change
Total Assets16.2 B $+1.2%
Total Liabilities14.3 B $+0.4%
Total Equity1.9 B $+7.7%
Cash & ST Investments187.2 M $-74.1%
Total Debt471.2 M $+14.5%
Net Debt284 M $—

No peer data is available for this stock.

Cash Flow Statement

Quarterly progression — trailing-twelve-month values
Operating Cash FlowCapital ExpendituresFree Cash Flow
0100 M200 M202120222023202420252026

Cash Flow Bridge

Q2 2026 · TTM
0100 M200 M199.8 M $Operating-55.4 M $Investing30.1 M $Financing174.5 M $Net Change

Key Figures

YoY change
Operating Cash Flow199.8 M $+5.3%
Capital Expenditures14.7 M $-4.2%
Free Cash Flow185.1 M $+1.8%
Dividends Paid-58 M $-291.0%

No peer data is available for this stock.

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

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Data on this page refreshes once per day. Price data as of Sep 2, 26. This content is for informational purposes only and is not investment advice.