LPRO FINANCIAL STATEMENTS

Open Lending Corp — balance sheet, income statement and cash flow trends

LPROOpen Lending Corp

🇺🇸 USA · NASDAQ · Financial Services · Credit Services

Value itDuel

Income Statement

Quarterly progression — trailing-twelve-month values
RevenueNet Income
0200 M202120222023202420252026

Profit Funnel

Q1 2026 · TTM
Revenue89.3 M $Gross Profit69 M $ · 77%Operating Income-6.4 M $ · -7%Pre-tax Income-6.5 M $ · -7%Net Income-5.3 M $ · -6%

Percentages are relative to revenue.

Key Figures

YoY change
Revenue89.3 M $+405.4%
Gross Profit69 M $—
Operating Income-6.4 M $—
EBITDA4.4 M $—
Net Income-5.3 M $—

Peer Comparison· Credit Services

CompanyRev. GrowthGross MarginEBITDA MarginNet Margin
LPRO———-5.9%
ISFIN————
GSY———-15.8%
GARFA————
VAKFA————
VAKFN————
Industry median———10.0%

Balance Sheet

Quarterly period-end values
Total AssetsTotal LiabilitiesEquity
-500 M0500 M202120222023202420252026

Capital Structure

Q1 2026
Total Assets231.1 M
  • Equity75.3 M $33%
  • Current Liabilities49.1 M $21%
  • Long-term Liabilities106.6 M $46%

Key Figures

YoY change
Total Assets231.1 M $-24.0%
Total Liabilities155.8 M $-30.6%
Total Equity75.3 M $-5.7%
Cash & ST Investments185 M $-21.7%
Total Debt85.1 M $-39.7%
Net Debt-99.9 M $—

Peer Comparison· Credit Services

CompanyCurrent RatioDebt/EquityNetDebt/EBITDAEquity/Assets
LPRO4.44113.0%-22.6432.6%
ISFIN—0.0%——
GSY—599.1%5.4213.8%
GARFA—0.0%——
VAKFA—0.0%——
VAKFN—0.0%——
Industry median1.20116.1%2.3916.4%

Cash Flow Statement

Quarterly progression — trailing-twelve-month values
Operating Cash FlowCapital ExpendituresFree Cash Flow
050 M100 M202120222023202420252026

Cash Flow Bridge

Q1 2026 · TTM
-60 M-40 M-20 M0-120 K $Operating-713 K $Investing-61.1 M $Financing-61.9 M $Net Change

Key Figures

YoY change
Operating Cash Flow-120 K $-104.4%
Capital Expenditures1.7 M $-56.1%
Free Cash Flow-714 K $—
Dividends Paid——

Peer Comparison· Credit Services

CompanyCF MarginFCF MarginCapEx RatioCF/Net Income
LPRO-0.1%-0.8%1.9%2.3%
ISFIN————
GSY26.0%-1.5%1.5%-165.1%
GARFA————
VAKFA————
VAKFN————
Industry median21.2%17.3%1.5%126.3%

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

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Data on this page refreshes once per day. Price data as of Jul 2, 26. This content is for informational purposes only and is not investment advice.