FIBK FINANCIAL STATEMENTS

First Interstate BancSystem Inc — balance sheet, income statement and cash flow trends

FIBKFirst Interstate BancSystem Inc

🇺🇸 USA · NASDAQ · Financial Services · Banks - Regional

Value it Duel

Income Statement

Quarterly progression — trailing-twelve-month values

RevenueNet Income

Profit Funnel

Q1 2026 · TTM

Percentages are relative to revenue.

Key Figures

YoY change

Revenue1.2 B $-15.7%

Gross Profit1 B $+12.9%

Operating Income402.8 M $+41.7%

EBITDA455.5 M $+35.6%

Net Income312.1 M $+43.3%

Peer Comparison· Banks - Regional

Company	Rev. Growth	Gross Margin	EBITDA Margin	Net Margin
FIBK	—	—	—	25.4%
EQB	—	—	—	6.6%
BEN	—	—	—	—
BOQ	—	—	—	2.0%
BFL	—	—	—	30.2%
NDA-SE	—	—	—	20.9%
Industry median	—	67.2%	20.4%	20.6%

Balance Sheet

Quarterly period-end values

Total AssetsTotal LiabilitiesEquity

Capital Structure

Q1 2026

Equity3.4 B $13%
Current Liabilities476.1 M $2%
Long-term Liabilities22.6 B $85%

Key Figures

YoY change

Total Assets26.4 B $-6.6%

Total Liabilities23.1 B $-7.4%

Total Equity3.4 B $-0.1%

Cash & ST Investments321.7 M $-67.3%

Total Debt772.7 M $-56.6%

Net Debt451 M $-50.4%

Peer Comparison· Banks - Regional

Company	Current Ratio	Debt/Equity	NetDebt/EBITDA	Equity/Assets
FIBK	0.68	23.0%	0.99	12.7%
EQB	0.09	496.5%	40.36	6.2%
BEN	0.03	142.6%	—	6.6%
BOQ	0.05	258.4%	49.89	6.0%
BFL	33.68	9.1%	-3.30	12.0%
NDA-SE	0.16	704.0%	25.50	4.4%
Industry median	0.31	38.0%	-0.58	11.0%

Company	Current Ratio	Debt/Equity	NetDebt/EBITDA	Equity/Assets
FIBK	0.68	23.0%	0.99	12.7%
BANF	0.47	5.3%	-16.47	12.6%
WSBC	2.80	34.3%	2.72	14.8%
BKU	0.01	68.8%	5.29	8.5%
RNST	3.98	20.8%	-1.40	14.3%
FHB	—	—	—	11.4%
Industry median	0.31	38.0%	-0.58	11.0%

Cash Flow Statement

Quarterly progression — trailing-twelve-month values

Operating Cash FlowCapital ExpendituresFree Cash Flow

Cash Flow Bridge

Q1 2026 · TTM

Key Figures

YoY change

Operating Cash Flow282.1 M $-18.4%

Capital Expenditures28.8 M $+41.2%

Free Cash Flow253.3 M $-22.2%

Dividends Paid-192 M $-198.4%

Peer Comparison· Banks - Regional

Company	CF Margin	FCF Margin	CapEx Ratio	CF/Net Income
FIBK	22.9%	20.6%	2.3%	90.4%
EQB	-2.9%	-7.6%	3.1%	-44.2%
BEN	—	—	—	—
BOQ	13.1%	13.0%	0.2%	668.4%
BFL	116.9%	27.7%	2.8%	386.6%
NDA-SE	-33.4%	-35.4%	2.0%	-159.7%
Industry median	23.6%	22.1%	1.5%	111.4%

Company	CF Margin	FCF Margin	CapEx Ratio	CF/Net Income
FIBK	22.9%	20.6%	2.3%	90.4%
BANF	34.1%	28.3%	5.7%	114.8%
WSBC	28.1%	26.5%	1.6%	132.0%
BKU	17.0%	17.0%	0.0%	132.7%
RNST	18.0%	14.5%	3.5%	116.4%
FHB	39.9%	37.5%	2.4%	160.8%
Industry median	23.6%	22.1%	1.5%	111.4%

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

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Data on this page refreshes once per day. Price data as of Jul 2, 26. This content is for informational purposes only and is not investment advice.