FCFS FINANCIAL STATEMENTS

FirstCash Inc — balance sheet, income statement and cash flow trends

FCFSFirstCash Inc

🇺🇸 USA · NASDAQ · Financial Services · Credit Services

Value it Duel

Income Statement

Quarterly progression — trailing-twelve-month values

RevenueNet Income

Profit Funnel

Q1 2026 · TTM

Percentages are relative to revenue.

Key Figures

YoY change

Revenue3.9 B $+14.4%

Gross Profit1.9 B $+14.5%

Operating Income602.3 M $+25.4%

EBITDA1 B $+5.4%

Net Income354.5 M $+26.1%

Peer Comparison· Credit Services

Company	Rev. Growth	Gross Margin	EBITDA Margin	Net Margin
FCFS	—	—	—	9.1%
KTLEV	—	—	—	—
DSTKF	—	—	—	—
ZIP	—	—	—	8.9%
QNBFK	—	—	—	—
GSY	—	—	—	-15.8%
Industry median	—	—	—	10.0%

Balance Sheet

Quarterly period-end values

Total AssetsTotal LiabilitiesEquity

Capital Structure

Q1 2026

Equity2.3 B $43%
Current Liabilities399.7 M $7%
Long-term Liabilities2.7 B $50%

Key Figures

YoY change

Total Assets5.4 B $+21.1%

Total Liabilities3.1 B $+29.4%

Total Equity2.3 B $+11.6%

Cash & ST Investments130.7 M $-10.5%

Total Debt2.6 B $+28.4%

Net Debt2.5 B $+31.5%

Peer Comparison· Credit Services

Company	Current Ratio	Debt/Equity	NetDebt/EBITDA	Equity/Assets
FCFS	4.77	113.6%	2.39	42.9%
KTLEV	—	0.0%	—	—
DSTKF	—	0.0%	—	—
ZIP	788.09	383.4%	11.13	16.7%
QNBFK	—	0.0%	—	—
GSY	—	599.1%	5.42	13.8%
Industry median	1.20	116.1%	2.39	16.4%

Company	Current Ratio	Debt/Equity	NetDebt/EBITDA	Equity/Assets
FCFS	4.77	113.6%	2.39	42.9%
CACC	20.57	423.3%	7.66	17.4%
OMF	—	663.2%	12.20	12.5%
ALLY	0.20	138.4%	-2.37	7.9%
SEZL	3.65	73.8%	0.13	43.3%
ENVA	0.23	347.0%	7.40	20.4%
Industry median	1.20	116.1%	2.39	16.4%

Cash Flow Statement

Quarterly progression — trailing-twelve-month values

Operating Cash FlowCapital ExpendituresFree Cash Flow

Cash Flow Bridge

Q1 2026 · TTM

Key Figures

YoY change

Operating Cash Flow612.9 M $+12.7%

Capital Expenditures62.1 M $-3.7%

Free Cash Flow550.8 M $+14.9%

Dividends Paid-72.4 M $-208.2%

Peer Comparison· Credit Services

Company	CF Margin	FCF Margin	CapEx Ratio	CF/Net Income
FCFS	15.8%	14.2%	1.6%	172.9%
KTLEV	—	—	—	—
DSTKF	—	—	—	—
ZIP	-0.7%	-0.8%	0.1%	-8.1%
QNBFK	—	—	—	—
GSY	26.0%	-1.5%	1.5%	-165.1%
Industry median	21.2%	17.3%	1.5%	126.3%

Company	CF Margin	FCF Margin	CapEx Ratio	CF/Net Income
FCFS	15.8%	14.2%	1.6%	172.9%
CACC	45.6%	45.5%	0.1%	232.7%
OMF	50.7%	50.7%	0.0%	402.8%
ALLY	26.7%	0.1%	26.6%	298.9%
SEZL	51.2%	50.7%	0.6%	166.2%
ENVA	58.0%	56.6%	1.4%	582.6%
Industry median	21.2%	17.3%	1.5%	126.3%

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

Go deeper on FCFS

Run a DCF valuation

Full DCF model with editable assumptions

Start a head-to-head duel

Compare two stocks metric by metric

Filter in the stock screener

Build your own universe with 400+ metrics

Data on this page refreshes once per day. Price data as of Jul 2, 26. This content is for informational purposes only and is not investment advice.