CINF PEER ANALYSIS

Cincinnati Financial Corporation — metric-by-metric comparison with peers and the industry median

CINFCincinnati Financial Corporation

🇺🇸 USA · US · Financial Services · Insurance - Property & Casualty

Value it Duel

Overall Profile & Returns

· Insurance - Property & Casualty

Position Within Industry

0 = weak quartile, 100 = strong quartile

CINFIndustry median

Scores normalize each metric against industry quartiles (p25–p75); direction is inverted for lower-is-better metrics.

Return Comparison

1-Year

Split-adjusted

Year-to-Date (YTD)

Key Metric Comparison

P/E

Lower is better

ROE

Higher is better

Net Margin

Higher is better

Revenue Growth

Higher is better

All Metrics

Valuation
Metric	CINF	FFH	IFC	QBE	IAG	SUN	Ind. Median
P/E	10.91	8.44●	15.76	12.17	18.89	20.38	12.75
P/B	1.91	1.47●	2.50	2.25	2.81	2.00	2.09
EV/EBITDA	8.14	5.35●	7.08	8.35	11.40	10.57	7.40
P/S	—	—	—	—	—	—	—

Financial Health
Metric	CINF	FFH	IFC	QBE	IAG	SUN	Ind. Median
Current Ratio	0.29	2.65●	1.69	—	—	—	0.89
Debt/Equity	5.6%●	54.0%	23.3%	35.2%	49.8%	30.6%	27.1%
NetDebt/EBITDA	-0.10	0.48	-2.70●	0.66	1.48	0.99	-0.70

Profitability
Metric	CINF	FFH	IFC	QBE	IAG	SUN	Ind. Median
Net Margin	21.3%●	15.4%	12.8%	8.9%	6.9%	5.6%	10.8%
ROE	18.7%	18.1%	17.2%	19.9%●	15.2%	8.0%	18.0%
ROA	7.0%●	4.4%	5.6%	4.8%	4.1%	3.1%	4.4%
EBITDA Margin	—	—	—	—	—	—	—

Growth + Dividend
Metric	CINF	FFH	IFC	QBE	IAG	SUN	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	90.5%●	11.8%	49.6%	25.5%	-14.4%	—	42.9%
Div. Yield	1.9%	0.6%	1.8%	2.9%	3.8%●	3.0%	1.9%
Payout	19.3%	7.7%	30.9%	37.4%	83.6%	135.2%	33.8%

Valuation
Metric	CINF	WRB	L	MKL	AIZ	CNA	Ind. Median
P/E	10.91	15.16	12.86	12.75	14.03	10.43●	12.75
P/B	1.91	2.92	1.28	1.23●	2.39	1.27	2.09
EV/EBITDA	8.14	0.97●	10.17	5.98	8.89	7.67	7.40
P/S	—	—	—	—	—	—	—

Financial Health
Metric	CINF	WRB	L	MKL	AIZ	CNA	Ind. Median
Current Ratio	0.29	1.38●	0.36	0.84	0.14	0.36	0.89
Debt/Equity	5.6%●	29.2%	47.8%	24.2%	37.6%	27.4%	27.1%
NetDebt/EBITDA	-0.10	-10.67●	1.07	-2.46	0.18	-0.26	-0.70

Profitability
Metric	CINF	WRB	L	MKL	AIZ	CNA	Ind. Median
Net Margin	21.3%●	12.6%	10.2%	10.7%	7.6%	9.0%	10.8%
ROE	18.7%	20.1%●	10.4%	10.1%	18.0%	12.6%	18.0%
ROA	7.0%●	4.4%	2.2%	3.0%	2.8%	2.0%	4.4%
EBITDA Margin	—	—	—	—	—	—	—

Growth + Dividend
Metric	CINF	WRB	L	MKL	AIZ	CNA	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	90.5%●	8.4%	40.8%	-3.8%	49.2%	48.3%	42.9%
Div. Yield	1.9%	0.5%	0.2%	2.7%	1.2%	3.8%●	1.9%
Payout	19.3%	37.5%	2.8%	33.8%	17.1%	79.6%	33.8%

The green dot marks the best value in the group given the metric direction (higher/lower is better). All metrics use trailing-twelve-month (TTM) data.

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Data on this page refreshes once per day. Price data as of Jul 2, 26. This content is for informational purposes only and is not investment advice.