CINF FINANCIAL STATEMENTS

Cincinnati Financial Corporation — balance sheet, income statement and cash flow trends

CINFCincinnati Financial Corporation

🇺🇸 USA · US · Financial Services · Insurance - Property & Casualty

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Income Statement

Quarterly progression — trailing-twelve-month values
RevenueNet Income
05 B10 B202120222023202420252026

Profit Funnel

Q1 2026 · TTM
Revenue12.9 B $Gross Profit6.5 B $ · 50%Operating Income3.4 B $ · 27%Pre-tax Income3.4 B $ · 27%Net Income2.8 B $ · 21%

Percentages are relative to revenue.

Key Figures

YoY change
Revenue12.9 B $+17.8%
Gross Profit6.5 B $+40.9%
Operating Income3.4 B $+94.0%
EBITDA3.6 B $+84.9%
Net Income2.8 B $+90.5%

Peer Comparison· Insurance - Property & Casualty

CompanyRev. GrowthGross MarginEBITDA MarginNet Margin
CINF———21.3%
FFH———15.4%
IFC———12.8%
QBE———8.9%
IAG———6.9%
SUN———5.6%
Industry median———10.8%

Balance Sheet

Quarterly period-end values
Total AssetsTotal LiabilitiesEquity
020 B40 B202120222023202420252026

Capital Structure

Q1 2026
Total Assets41.2 B
  • Equity15.7 B $38%
  • Current Liabilities18.6 B $45%
  • Long-term Liabilities6.9 B $17%

Key Figures

YoY change
Total Assets41.2 B $+10.6%
Total Liabilities25.5 B $+8.2%
Total Equity15.7 B $+14.6%
Cash & ST Investments1.3 B $-43.6%
Total Debt884 M $+0.7%
Net Debt-326 M $—

Peer Comparison· Insurance - Property & Casualty

CompanyCurrent RatioDebt/EquityNetDebt/EBITDAEquity/Assets
CINF0.295.6%-0.1038.1%
FFH2.6554.0%0.4824.2%
IFC1.6923.3%-2.7033.8%
QBE—35.2%0.6623.7%
IAG—49.8%1.4826.4%
SUN—30.6%0.9934.1%
Industry median0.8927.1%-0.7026.4%

Cash Flow Statement

Quarterly progression — trailing-twelve-month values
Operating Cash FlowCapital ExpendituresFree Cash Flow
01 B2 B3 B202120222023202420252026

Cash Flow Bridge

Q1 2026 · TTM
01 B2 B3 B3.5 B $Operating-2.1 B $Investing-1.1 B $Financing200 M $Net Change

Key Figures

YoY change
Operating Cash Flow3.5 B $+32.7%
Capital Expenditures23 M $+27.8%
Free Cash Flow3.4 B $+33.3%
Dividends Paid-533 M $-206.8%

Peer Comparison· Insurance - Property & Casualty

CompanyCF MarginFCF MarginCapEx RatioCF/Net Income
CINF26.8%26.7%0.2%125.4%
FFH4.5%2.1%2.4%29.3%
IFC15.7%13.8%1.9%123.1%
QBE17.5%17.4%0.1%195.8%
IAG6.7%6.5%6.7%97.5%
SUN20.9%20.9%0.0%373.0%
Industry median16.6%15.9%0.6%149.9%

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

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Data on this page refreshes once per day. Price data as of Jul 2, 26. This content is for informational purposes only and is not investment advice.