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BFH FINANCIAL STATEMENTS

Bread Financial Holdings, Inc. — balance sheet, income statement and cash flow trends

BFHBread Financial Holdings, Inc.

🇺🇸 USA · NYSE · Financial Services · Credit Services

Value itDuel
PriceFinancialsPeers

Income Statement

Quarterly progression — trailing-twelve-month values
RevenueNet Income to Owners
02 B4 B2020202120222023202420252026

Profit Funnel

Q2 2026 · TTM
Revenue4.8 B $Gross Profit3 B $ · 64%Operating Income683 M $ · 14%Pre-tax Income683 M $ · 14%Net Income to Owners568 M $ · 12%

Percentages are relative to revenue.

Key Figures

YoY change
Revenue4.8 B $+0.7%
Gross Profit3 B $+24.1%
Operating Income683 M $+77.9%
EBITDA740 M $+57.4%
Net Income to Owners568 M $+98.6%

No peer data is available for this stock.

Balance Sheet

Quarterly period-end values
Total AssetsTotal LiabilitiesEquity
010 B20 B2020202120222023202420252026

Capital Structure

Q2 2026
Total Assets22.5 B
  • Equity3.4 B $15%
  • Long-term Liabilities19.1 B $85%

Key Figures

YoY change
Total Assets22.5 B $+2.9%
Total Liabilities19.1 B $+2.3%
Total Equity3.4 B $+6.3%
Cash & ST Investments3.7 B $-7.3%
Total Debt3.3 B $-22.3%
Net Debt-398 M $-193.0%

No peer data is available for this stock.

Cash Flow Statement

Quarterly progression — trailing-twelve-month values
Operating Cash FlowCapital ExpendituresFree Cash Flow
01 B2 B2020202120222023202420252026

Cash Flow Bridge

Q2 2026 · TTM
0500 M1 B1.5 B1.7 B $Operating-1.5 B $Investing3 M $Financing138.8 M $Net Change

Key Figures

YoY change
Operating Cash Flow1.7 B $-10.4%
Capital Expenditures23 M $-54.0%
Free Cash Flow1.7 B $-12.1%
Dividends Paid34 M $-20.9%

No peer data is available for this stock.

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

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Data on this page refreshes once per day. Price data as of Sep 2, 26. This content is for informational purposes only and is not investment advice.