THEME RANKINGS

Financial Rails and Payments Ranking - Theme-level quality and growth rankings refreshed by Datafin.
Official Theme RankingPublished

Financial Rails and Payments Ranking

Ranks companies inside the Financial Rails and Payments theme by quality, growth and cash-generation signals.

Open live tool
Theme universe
43
Visible candidates
15
Model type
Quality ranking
Generated: Jul 18, 2026, 04:31 AM
Data as of: 2026-07-17
Theme Rankings· 6 analyses

Theme-level quality and growth rankings refreshed by Datafin.

Theme Leader Matrix

Theme leaders are tracked by growth, profitability and cash generation.

Quality strength
Sales growth
Top 3:1CPAY2VRRM3BR
Theme Leader Matrix
StockSales growthQuality strength
CPAY18.3%31.4%
VRRM9.7%52.2%
BR8.2%31.8%
JKHY8.4%24.3%

Datafin’s View

Payments combine high margins with network effects; the ranking favors firms turning that structural edge into consistent cash generation.

It rewards the toll-booth economics that actually reach the bank, not just the headline scale of the network.

This analysis is for informational purposes only and is not investment advice; it is a repeatable research starting point using the same rules.

Cross-Theme Valuation

The median P/E of every theme we cover; a lower bar marks a more cheaply priced theme. This analysis’ theme is highlighted.

  • Strategic Minerals
    19.1
  • AI Software Layer
    19.2
  • Battery and Energy Storage
    20.3
  • Pharmaceutical Manufacturers
    21
  • AI Platforms and Models
    21.4
  • Financial Rails and Payments
    21.7
  • Agricultural Technology
    23.6
  • Water Scarcity and Infrastructure
    24.1
  • Food Security
    25.9
  • Circular Economy and Waste
    27.8
  • Next-Generation Healthcare
    27.8
  • Digital Infrastructure
    28.8
  • Clean Energy Equipment
    30.7
  • Digital Commerce and Marketplaces
    32
  • Robotics and Automation
    32.7
  • Cybersecurity
    33.2
  • Copper and Power Transmission
    35.1
  • Nuclear Fuel and Uranium
    35.5
  • AI Data Center Infrastructure
    35.9
  • Defense and Sovereign Technology
    36.4
  • Space and Satellite Economy
    44.3
  • Semiconductor Value Chain
    61.7
  • AI Chips and Accelerators
    64.8

The dark bar is this page’s theme. The lighter bars are the other themes we cover.

Results

Latest published or live-generated results from the official Datafin analysis.

1🇺🇸
CPAY.US
Corpay Inc
88
Sales Growth
18.26%
EPS Growth
20.94%
Return on Equity(ROE)
33.79%
Return on Invested Capital(ROIC)
29.09%
Free Cash Flow
$1.3B
PEG Ratio
1.02
2🇺🇸
VRRM.US
Verra Mobility Corp
80
Sales Growth
9.71%
EPS Growth
298.93%
Return on Equity(ROE)
45.85%
Return on Invested Capital(ROIC)
58.45%
Free Cash Flow
$103.9M
PEG Ratio
0.02
3🇺🇸
MA.US
Mastercard Inc
78
Sales Growth
-
EPS Growth
21.25%
Return on Equity(ROE)
232.51%
Return on Invested Capital(ROIC)
90.94%
Free Cash Flow
$17.7B
PEG Ratio
1.47
4🇺🇸
SCHW.US
Charles Schwab Corp
77
Sales Growth
-
EPS Growth
51%
Return on Equity(ROE)
19.08%
Return on Invested Capital(ROIC)
63.32%
Free Cash Flow
$9.7B
PEG Ratio
0.37
5🇺🇸
BR.US
Broadridge Financial Solutions Inc
77
Sales Growth
8.19%
EPS Growth
41.36%
Return on Equity(ROE)
43.61%
Return on Invested Capital(ROIC)
20.01%
Free Cash Flow
$1.3B
PEG Ratio
0.39
6🇺🇸
MCO.US
Moodys Corporation
76
Sales Growth
-
EPS Growth
20.74%
Return on Equity(ROE)
74.54%
Return on Invested Capital(ROIC)
30.75%
Free Cash Flow
$3B
PEG Ratio
1.75
7🇺🇸
CBOE.US
Cboe Global Markets Inc
76
Sales Growth
-
EPS Growth
53.38%
Return on Equity(ROE)
25.14%
Return on Invested Capital(ROIC)
26.73%
Free Cash Flow
$975.4M
PEG Ratio
0.44
8🇺🇸
V.US
Visa Inc. Class A
75
Sales Growth
-
EPS Growth
14.4%
Return on Equity(ROE)
60.35%
Return on Invested Capital(ROIC)
49.56%
Free Cash Flow
$21.2B
PEG Ratio
2.18
9🇹🇷
MTRKS.IS
Matriks Finansal Teknolojiler A.S.
75
Sales Growth
-
EPS Growth
66.23%
Return on Equity(ROE)
28.94%
Return on Invested Capital(ROIC)
15.3%
Free Cash Flow
$862.7K
PEG Ratio
0.17
10🇺🇸
JKHY.US
Jack Henry & Associates Inc
72
Sales Growth
8.44%
EPS Growth
22.69%
Return on Equity(ROE)
24.89%
Return on Invested Capital(ROIC)
23.75%
Free Cash Flow
$727.6M
PEG Ratio
0.93
11🇺🇸
MORN.US
Morningstar Inc
71
Sales Growth
-
EPS Growth
14.98%
Return on Equity(ROE)
30.66%
Return on Invested Capital(ROIC)
18.34%
Free Cash Flow
$437.4M
PEG Ratio
1.12
12🇺🇸
SPGI.US
S&P Global Inc
68
Sales Growth
-
EPS Growth
24.98%
Return on Equity(ROE)
14.8%
Return on Invested Capital(ROIC)
12.46%
Free Cash Flow
$5.6B
PEG Ratio
1.12
13🇺🇸
CME.US
CME Group Inc
68
Sales Growth
-
EPS Growth
16.02%
Return on Equity(ROE)
15.82%
Return on Invested Capital(ROIC)
15.78%
Free Cash Flow
$4.3B
PEG Ratio
1.31
14🇺🇸
FDS.US
FactSet Research Systems Inc
68
Sales Growth
-
EPS Growth
10.51%
Return on Equity(ROE)
27.03%
Return on Invested Capital(ROIC)
15.82%
Free Cash Flow
$708.3M
PEG Ratio
1.61
15🇺🇸
FLYW.US
Flywire Corp
62
Sales Growth
32.49%
EPS Growth
486.32%
Return on Equity(ROE)
3.69%
Return on Invested Capital(ROIC)
6.14%
Free Cash Flow
$156.4M
PEG Ratio
0.16

Methodology

Sales Growth> 12% · 18 pts
EPS Growth> 8% · 14 pts
Return on Equity (ROE)> 14% · 20 pts
Return on Invested Capital (ROIC)> 10% · 16 pts
Free Cash Flow> $0 · 20 pts
PEG Ratio< 2.5 · 12 pts

Last 5 Updates

Jul 18, 2026, 04:31 AM15 companies
List unchanged (refreshed).
Jul 11, 2026, 05:00 AM15 companies
Entered:VRRM.US, SCHW.US, MORN.US, FLYW.US
Exited:ENX.PA, NDAQ.US, MSCI.US, X.TO
May 31, 2026, 08:33 AM15 companies
First run.

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