UNM PEER ANALYSIS

Unum Group — metric-by-metric comparison with peers and the industry median

UNMUnum Group

🇺🇸 USA · NYSE · Financial Services · Insurance - Life

Value it Duel

Overall Profile & Returns

· Insurance - Life

Position Within Industry

0 = weak quartile, 100 = strong quartile

UNMIndustry median

Scores normalize each metric against industry quartiles (p25–p75); direction is inverted for lower-is-better metrics.

Return Comparison

1-Year

Split-adjusted

Year-to-Date (YTD)

Key Metric Comparison

P/E

Lower is better

ROE

Higher is better

Net Margin

Higher is better

Revenue Growth

Higher is better

All Metrics

Valuation
Metric	UNM	CGF	POW	GWO	MFC	ANHYT	Ind. Median
P/E	19.43	18.62	21.05	19.11	16.43	6.72●	13.42
P/B	1.39●	2.08	2.35	2.77	1.92	3.85	1.95
EV/EBITDA	14.13	12.84	7.20●	10.71	11.85	—	6.98
P/S	—	—	—	—	—	—	—

Financial Health
Metric	UNM	CGF	POW	GWO	MFC	ANHYT	Ind. Median
Current Ratio	20.63●	—	0.87	6.57	—	1.18	5.67
Debt/Equity	34.5%	196.4%	87.0%	29.6%	26.1%	0.0%●	48.3%
NetDebt/EBITDA	2.69	5.92	-1.61	-2.78●	-0.13	—	-1.58

Profitability
Metric	UNM	CGF	POW	GWO	MFC	ANHYT	Ind. Median
Net Margin	5.9%	16.7%●	7.9%	12.9%	12.0%	—	9.1%
ROE	7.1%	11.5%	11.4%	14.9%	12.4%	65.8%●	11.7%
ROA	1.2%	1.3%	0.3%	0.5%	0.6%	1.7%●	0.6%
EBITDA Margin	—	—	—	—	—	—	—

Growth + Dividend
Metric	UNM	CGF	POW	GWO	MFC	ANHYT	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	-50.3%	214.2%●	1.4%	12.6%	21.8%	47.3%	17.2%
Div. Yield	1.5%	3.0%	2.8%	2.7%	3.1%●	—	2.8%
Payout	39.3%	43.9%	58.7%	54.9%	52.4%	—	26.4%

Valuation
Metric	UNM	GL	PRI	JXN	LNC	PRU	Ind. Median
P/E	19.43	12.24	12.23	—	4.34●	11.49	13.42
P/B	1.39	2.37	3.74	0.77	0.71●	1.23	1.95
EV/EBITDA	14.13	10.41	8.85	—	-13.60●	6.98	6.98
P/S	—	—	—	—	—	—	—

Financial Health
Metric	UNM	GL	PRI	JXN	LNC	PRU	Ind. Median
Current Ratio	20.63	1.13	7.42	4.78	18.36	28.00●	5.67
Debt/Equity	34.5%●	45.7%	70.4%	48.1%	62.4%	62.0%	48.3%
NetDebt/EBITDA	2.69	1.45	-0.18	126.62	-16.78●	-0.58	-1.58

Profitability
Metric	UNM	GL	PRI	JXN	LNC	PRU	Ind. Median
Net Margin	5.9%	19.4%	23.2%●	-6.4%	9.1%	5.5%	9.1%
ROE	7.1%	20.5%	32.3%●	-3.8%	18.8%	11.2%	11.7%
ROA	1.2%	3.9%	5.3%●	-0.1%	0.4%	0.5%	0.6%
EBITDA Margin	—	—	—	—	—	—	—

Growth + Dividend
Metric	UNM	GL	PRI	JXN	LNC	PRU	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	-50.3%	9.9%	53.9%●	—	29.6%	51.0%	17.2%
Div. Yield	1.5%	0.6%	1.5%	3.2%	5.0%●	4.9%	2.8%
Payout	39.3%	7.4%	18.1%	-73.2%	24.6%	55.9%	26.4%

The green dot marks the best value in the group given the metric direction (higher/lower is better). All metrics use trailing-twelve-month (TTM) data.

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Data on this page refreshes once per day. Price data as of Jul 2, 26. This content is for informational purposes only and is not investment advice.