Datafin

Data-driven stock analysis platform for global investors.

Sitemap
HomeScreenerValuationSector Analysis
Resources
LibraryDatafin GuideMetric MethodologyValuation MethodologiesFAQPricingWho Is Datafin?Communication
Legal
Privacy PolicyTerms of UseCookie PolicyKVKK NoticeRefund Policy
Data Sources

Financial data sourced from official regulatory filings and verified market data providers. Metrics calculated using GAAP/IFRS standards.

Disclaimer

The analyses and visuals on this site are for informational purposes only and do not constitute investment advice.

Investment decisions involve risk. Verify data independently and consult a licensed advisor when needed.

© 2026 Datafin Financial Data Analysis Systems. All rights reserved.

Last updated: April 2026

UNI PEER ANALYSIS

Unicaja Banco SA — metric-by-metric comparison with peers and the industry median

UNIUnicaja Banco SA

🇪🇸 Spain · MC · Financial Services · Banks - Regional

Value itDuel
PriceFinancialsPeers

Overall Profile & Returns

· Banks - Regional

Position Within Industry

0 = weak quartile, 100 = strong quartile
ValuationProfitabilityGrowthFinancial Health
UNIIndustry median

Scores normalize each metric against industry quartiles (p25–p75); direction is inverted for lower-is-better metrics.

Return Comparison

1-Year
Split-adjusted
UNI+69.3%COLB+32.8%CFR+18.3%SSB+6.8%WAL-1.1%ONB+19.8%
Year-to-Date (YTD)
UNI+20.3%COLB+18.2%CFR+25.2%SSB+8.4%WAL-0.9%ONB+20.8%
1-Year
Split-adjusted
UNI+65.3%BKT+39.0%
Year-to-Date (YTD)
UNI+20.3%BKT+9.4%

Key Metric Comparison

P/E

Lower is better
UNI13.12COLB14.32CFR15.19SSB10.56WAL9.42ONB13.53Median 12.88

ROE

Higher is better
UNI9.2%COLB10.2%CFR15.5%SSB10.6%WAL13.2%ONB10.1%Median 10.9%

Net Margin

Higher is better
UNI22.8%COLB19.6%CFR24.0%SSB24.7%WAL17.3%ONB19.0%Median 20.6%

Revenue Growth

Higher is better

P/E

Lower is better
UNI13.12BKT12.92Median 12.88

ROE

Higher is better
UNI9.2%BKT17.7%Median 10.9%

Net Margin

Higher is better
UNI22.8%BKT23.8%Median 20.6%

Revenue Growth

Higher is better

All Metrics

Valuation
MetricUNICOLBCFRSSBWALONBInd. Median
P/E13.1214.3215.1910.569.42●13.5312.88
P/B1.181.222.211.09●1.171.211.28
EV/EBITDA12.3912.6415.863.04-2.05●14.119.31
P/S———————
Financial Health
MetricUNICOLBCFRSSBWALONBInd. Median
Current Ratio0.073.560.2011.08●0.210.040.31
Debt/Equity126.7%52.1%102.5%14.8%●89.8%91.9%38.0%
NetDebt/EBITDA3.463.374.54-4.30-8.79●4.90-0.58
Profitability
MetricUNICOLBCFRSSBWALONBInd. Median
Net Margin22.8%19.6%24.0%24.7%●17.3%19.0%20.6%
ROE9.2%10.2%15.5%●10.6%13.2%10.1%10.9%
ROA0.6%1.1%1.3%1.4%●1.1%1.2%1.2%
EBITDA Margin——————20.4%
Growth + Dividend
MetricUNICOLBCFRSSBWALONBInd. Median
Rev. Growth———————
NI Growth2.3%32.1%11.9%83.8%●18.5%34.5%19.4%
Div. Yield—3.4%●2.6%2.3%1.9%2.2%2.5%
Payout—56.0%39.5%25.2%20.5%31.2%31.4%
Valuation
MetricUNIBKTInd. Median
P/E13.1212.92●12.88
P/B1.18●2.211.28
EV/EBITDA12.393.91●9.31
P/S———
Financial Health
MetricUNIBKTInd. Median
Current Ratio0.070.16●0.31
Debt/Equity126.7%●153.4%38.0%
NetDebt/EBITDA3.46-4.70●-0.58
Profitability
MetricUNIBKTInd. Median
Net Margin22.8%23.8%●20.6%
ROE9.2%17.7%●10.9%
ROA0.6%0.9%●1.2%
EBITDA Margin——20.4%
Growth + Dividend
MetricUNIBKTInd. Median
Rev. Growth———
NI Growth2.3%8.6%●19.4%
Div. Yield—3.0%2.5%
Payout——31.4%

The green dot marks the best value in the group given the metric direction (higher/lower is better). All metrics use trailing-twelve-month (TTM) data.

Go deeper on UNI

Run a DCF valuation

Full DCF model with editable assumptions

Start a head-to-head duel

Compare two stocks metric by metric

Filter in the stock screener

Build your own universe with 400+ metrics

Data on this page refreshes once per day. Price data as of Jul 7, 26. This content is for informational purposes only and is not investment advice.