UFCS PEER ANALYSIS

United Fire Group Inc — metric-by-metric comparison with peers and the industry median

UFCSUnited Fire Group Inc

🇺🇸 USA · NASDAQ · Financial Services · Insurance - Property & Casualty

Value it Duel

Overall Profile & Returns

· Insurance - Property & Casualty

Position Within Industry

0 = weak quartile, 100 = strong quartile

UFCSIndustry median

Scores normalize each metric against industry quartiles (p25–p75); direction is inverted for lower-is-better metrics.

Return Comparison

1-Year

Split-adjusted

Year-to-Date (YTD)

Key Metric Comparison

P/E

Lower is better

ROE

Higher is better

Net Margin

Higher is better

Revenue Growth

Higher is better

All Metrics

Valuation
Metric	UFCS	TURSG	DFY	ADM	GJF	SUN	Ind. Median
P/E	10.50	2.80●	24.66	15.00	—	20.49	12.69
P/B	1.44	1.10●	2.36	7.72	6.29	2.01	2.08
EV/EBITDA	0.96●	—	14.76	11.79	—	10.62	7.49
P/S	—	—	—	—	—	—	—

Financial Health
Metric	UFCS	TURSG	DFY	ADM	GJF	SUN	Ind. Median
Current Ratio	0.81	1.36	1.25	6.56●	—	—	0.89
Debt/Equity	15.4%	0.0%●	43.4%	131.2%	—	30.6%	27.1%
NetDebt/EBITDA	-6.36●	—	1.65	1.47	—	0.99	-0.70

Profitability
Metric	UFCS	TURSG	DFY	ADM	GJF	SUN	Ind. Median
Net Margin	9.2%	—	6.9%	13.5%●	—	5.6%	10.8%
ROE	14.8%	49.4%	10.5%	52.8%●	—	8.0%	18.0%
ROA	3.5%	14.1%●	3.7%	8.8%	—	3.1%	4.4%
EBITDA Margin	—	—	—	—	—	—	—

Growth + Dividend
Metric	UFCS	TURSG	DFY	ADM	GJF	SUN	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	97.3%●	55.4%	-6.5%	12.0%	—	—	42.9%
Div. Yield	1.3%	—	1.0%	4.3%●	3.7%	3.0%	1.9%
Payout	13.3%	—	23.9%	96.3%	—	135.2%	33.8%

Valuation
Metric	UFCS	PRA	UVE	TRUP	KMPR	SAFT	Ind. Median
P/E	10.50	19.87	6.21●	45.81	41.40	18.00	12.69
P/B	1.44	0.97	2.08	2.99	0.65●	1.33	2.08
EV/EBITDA	0.96	-19.46●	2.11	15.76	21.86	4.74	7.49
P/S	—	—	—	—	—	—	—

Financial Health
Metric	UFCS	PRA	UVE	TRUP	KMPR	SAFT	Ind. Median
Current Ratio	0.81	1.32	0.56	1.73●	0.33	0.82	0.89
Debt/Equity	15.4%	32.4%	17.2%	27.7%	35.6%	7.1%●	27.1%
NetDebt/EBITDA	-6.36	-30.15●	-2.35	-4.77	5.23	-7.41	-0.70

Profitability
Metric	UFCS	PRA	UVE	TRUP	KMPR	SAFT	Ind. Median
Net Margin	9.2%	6.0%	12.2%●	1.7%	0.9%	5.0%	10.8%
ROE	14.8%	5.1%	38.9%●	7.1%	1.5%	7.4%	18.0%
ROA	3.5%	1.2%	7.1%●	2.9%	0.3%	2.7%	4.4%
EBITDA Margin	—	—	—	—	—	—	—

Growth + Dividend
Metric	UFCS	PRA	UVE	TRUP	KMPR	SAFT	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	97.3%	54.1%	193.5%●	—	-87.9%	-13.1%	42.9%
Div. Yield	1.3%	5.8%●	1.5%	—	4.5%	4.8%	1.9%
Payout	13.3%	115.1%	11.4%	—	185.4%	85.5%	33.8%

The green dot marks the best value in the group given the metric direction (higher/lower is better). All metrics use trailing-twelve-month (TTM) data.

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Data on this page refreshes once per day. Price data as of Jul 7, 26. This content is for informational purposes only and is not investment advice.