TOWN PEER ANALYSIS

Towne Bank — metric-by-metric comparison with peers and the industry median

TOWNTowne Bank

🇺🇸 USA · NASDAQ · Financial Services · Banks - Regional

Value it Duel

Overall Profile & Returns

· Banks - Regional

Position Within Industry

0 = weak quartile, 100 = strong quartile

TOWNIndustry median

Scores normalize each metric against industry quartiles (p25–p75); direction is inverted for lower-is-better metrics.

Return Comparison

1-Year

Split-adjusted

Year-to-Date (YTD)

Key Metric Comparison

P/E

Lower is better

ROE

Higher is better

Net Margin

Higher is better

Revenue Growth

Higher is better

All Metrics

Valuation
Metric	TOWN	EQB	BOQ	BFL	BEN	KLNMA	Ind. Median
P/E	20.75	25.90	40.94	3.25●	—	10.20	12.88
P/B	1.12	1.55	0.69●	0.74	1.00	2.79	1.29
EV/EBITDA	15.18	54.62	67.07	-1.43●	—	7.18	9.24
P/S	—	—	—	—	—	—	—

Financial Health
Metric	TOWN	EQB	BOQ	BFL	BEN	KLNMA	Ind. Median
Current Ratio	3.08	0.09	0.05	33.68●	0.03	—	0.31
Debt/Equity	17.4%	496.5%	258.4%	9.1%	142.6%	0.0%●	38.0%
NetDebt/EBITDA	1.70	40.36	49.89	-3.30●	—	-0.00	-0.58

Profitability
Metric	TOWN	EQB	BOQ	BFL	BEN	KLNMA	Ind. Median
Net Margin	14.8%	6.6%	2.0%	30.2%	—	58.1%●	20.6%
ROE	6.2%	6.1%	1.6%	24.2%	—	34.1%●	10.9%
ROA	0.8%	0.4%	0.1%	2.9%	—	5.4%●	1.2%
EBITDA Margin	—	—	—	—	—	—	20.4%

Growth + Dividend
Metric	TOWN	EQB	BOQ	BFL	BEN	KLNMA	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	-10.3%	-49.0%	-67.9%	—	—	42.3%●	19.4%
Div. Yield	2.9%	1.6%	6.5%	22.6%●	6.1%	—	2.5%
Payout	51.3%	43.2%	256.1%	68.7%	—	—	31.4%

Valuation
Metric	TOWN	BOH	SFNC	PRK	BANC	CVBF	Ind. Median
P/E	20.75	16.25	—	18.12	13.14●	14.82	12.88
P/B	1.12	1.78	0.97	1.91	0.91●	1.34	1.29
EV/EBITDA	15.18	9.57●	—	14.04	15.60	13.40	9.24
P/S	—	—	—	—	—	—	—

Financial Health
Metric	TOWN	BOH	SFNC	PRK	BANC	CVBF	Ind. Median
Current Ratio	3.08	5.43	413.00●	1.43	0.41	0.28	0.31
Debt/Equity	17.4%	4.9%●	22.4%	9.9%	98.6%	42.8%	38.0%
NetDebt/EBITDA	1.70	-1.07●	6.39	0.07	7.80	2.90	-0.58

Profitability
Metric	TOWN	BOH	SFNC	PRK	BANC	CVBF	Ind. Median
Net Margin	14.8%	20.5%	-63.5%	25.8%	13.6%	32.4%●	20.6%
ROE	6.2%	12.3%●	-10.4%	12.1%	7.0%	9.2%	10.9%
ROA	0.8%	0.9%	-1.4%	1.6%●	0.7%	1.4%	1.2%
EBITDA Margin	—	—	—	—	—	—	20.4%

Growth + Dividend
Metric	TOWN	BOH	SFNC	PRK	BANC	CVBF	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	-10.3%	39.2%	—	13.4%	65.3%●	2.9%	19.4%
Div. Yield	2.9%	3.4%	3.7%●	2.3%	2.0%	3.5%	2.5%
Payout	51.3%	61.2%	-33.1%	51.5%	42.5%	52.7%	31.4%

The green dot marks the best value in the group given the metric direction (higher/lower is better). All metrics use trailing-twelve-month (TTM) data.

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Data on this page refreshes once per day. Price data as of Jul 2, 26. This content is for informational purposes only and is not investment advice.