THFF FINANCIAL STATEMENTS

First Financial Corporation Indiana — balance sheet, income statement and cash flow trends

THFFFirst Financial Corporation Indiana

🇺🇸 USA · NASDAQ · Financial Services · Banks - Regional

Value itDuel

Income Statement

Quarterly progression — trailing-twelve-month values
RevenueNet Income
0100 M200 M300 M202120222023202420252026

Profit Funnel

Q1 2026 · TTM
Revenue320.8 M $Gross Profit250 M $ · 78%Operating Income89.1 M $ · 28%Pre-tax Income100.3 M $ · 31%Net Income80.6 M $ · 25%

Percentages are relative to revenue.

Key Figures

YoY change
Revenue320.8 M $-0.4%
Gross Profit250 M $+16.0%
Operating Income89.1 M $+31.4%
EBITDA98 M $+23.6%
Net Income80.6 M $+47.2%

Peer Comparison· Banks - Regional

CompanyRev. GrowthGross MarginEBITDA MarginNet Margin
THFF———25.1%
LLOY———25.9%
SKBNK———14.2%
NWG———20.1%
TSKB———54.9%
LB———1.4%
Industry median—67.2%20.4%20.6%

Balance Sheet

Quarterly period-end values
Total AssetsTotal LiabilitiesEquity
02 B4 B6 B202120222023202420252026

Capital Structure

Q1 2026
Total Assets6.1 B
  • Equity655.3 M $11%
  • Current Liabilities349.8 M $6%
  • Long-term Liabilities5.1 B $84%

Key Figures

YoY change
Total Assets6.1 B $+10.4%
Total Liabilities5.5 B $+10.0%
Total Equity655.3 M $+14.6%
Cash & ST Investments96.9 M $-92.4%
Total Debt558.5 M $+112.8%
Net Debt461.7 M $+161.9%

Peer Comparison· Banks - Regional

CompanyCurrent RatioDebt/EquityNetDebt/EBITDAEquity/Assets
THFF0.3685.2%4.7110.7%
LLOY0.12209.8%5.395.0%
SKBNK—0.0%-13.415.9%
NWG0.2517.0%-14.685.2%
TSKB—0.0%-0.4713.4%
LB0.01744.5%280.575.3%
Industry median0.3138.0%-0.5811.0%

Cash Flow Statement

Quarterly progression — trailing-twelve-month values
Operating Cash FlowCapital ExpendituresFree Cash Flow
050 M202120222023202420252026

Cash Flow Bridge

Q1 2026 · TTM
-100 M0100 M92 M $Operating-206.5 M $Investing125.2 M $Financing10.7 M $Net Change

Key Figures

YoY change
Operating Cash Flow92 M $+33.3%
Capital Expenditures4.7 M $-17.4%
Free Cash Flow90.7 M $+43.3%
Dividends Paid-24.8 M $-212.8%

Peer Comparison· Banks - Regional

CompanyCF MarginFCF MarginCapEx RatioCF/Net Income
THFF28.7%28.3%1.5%114.1%
LLOY——0.0%—
SKBNK14.2%31.2%17.0%100.0%
NWG——0.0%—
TSKB54.9%71.9%17.0%100.0%
LB-1.8%-3.5%1.7%-134.2%
Industry median23.6%22.1%1.5%111.4%

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

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Data on this page refreshes once per day. Price data as of Jul 2, 26. This content is for informational purposes only and is not investment advice.