TCBK PEER ANALYSIS

TriCo Bancshares — metric-by-metric comparison with peers and the industry median

TCBKTriCo Bancshares

🇺🇸 USA · NASDAQ · Financial Services · Banks - Regional

Value it Duel

Overall Profile & Returns

· Banks - Regional

Position Within Industry

0 = weak quartile, 100 = strong quartile

TCBKIndustry median

Scores normalize each metric against industry quartiles (p25–p75); direction is inverted for lower-is-better metrics.

Return Comparison

1-Year

Split-adjusted

Year-to-Date (YTD)

Key Metric Comparison

P/E

Lower is better

ROE

Higher is better

Net Margin

Higher is better

Revenue Growth

Higher is better

All Metrics

Valuation
Metric	TCBK	KLNMA	LB	BFL	BOQ	SKBNK	Ind. Median
P/E	13.71	10.20	116.44	3.25●	40.94	20.06	12.88
P/B	1.33	2.79	0.68●	0.74	0.69	3.18	1.29
EV/EBITDA	7.98	7.18	306.37	-1.43●	67.07	1.78	9.24
P/S	—	—	—	—	—	—	—

Financial Health
Metric	TCBK	KLNMA	LB	BFL	BOQ	SKBNK	Ind. Median
Current Ratio	0.04	—	0.01	33.68●	0.05	—	0.31
Debt/Equity	6.0%	0.0%●	744.5%	9.1%	258.4%	0.0%●	38.0%
NetDebt/EBITDA	-1.15	-0.00	280.57	-3.30	49.89	-13.41●	-0.58

Profitability
Metric	TCBK	KLNMA	LB	BFL	BOQ	SKBNK	Ind. Median
Net Margin	23.9%	58.1%●	1.4%	30.2%	2.0%	14.2%	20.6%
ROE	10.0%	34.1%●	1.0%	24.2%	1.6%	17.5%	10.9%
ROA	1.3%	5.4%●	0.1%	2.9%	0.1%	1.2%	1.2%
EBITDA Margin	—	—	—	—	—	—	20.4%

Growth + Dividend
Metric	TCBK	KLNMA	LB	BFL	BOQ	SKBNK	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	13.6%	42.3%●	-80.9%	—	-67.9%	8.1%	19.4%
Div. Yield	2.6%	—	4.7%	22.6%●	6.5%	—	2.5%
Payout	35.5%	—	335.1%	68.7%	256.1%	—	31.4%

Valuation
Metric	TCBK	HOPE	GABC	DCOM	RBCAA	STBA	Ind. Median
P/E	13.71	26.10	13.20●	14.02	14.33	13.44	12.88
P/B	1.33	0.77●	1.52	1.16	1.60	1.28	1.29
EV/EBITDA	7.98	16.53	9.59	-1.43●	9.64	11.24	9.24
P/S	—	—	—	—	—	—	—

Financial Health
Metric	TCBK	HOPE	GABC	DCOM	RBCAA	STBA	Ind. Median
Current Ratio	0.04	2.28	3.51	0.21	7.37●	1.97	0.31
Debt/Equity	6.0%●	17.4%	14.9%	47.3%	42.3%	10.5%	38.0%
NetDebt/EBITDA	-1.15	-2.12	0.50	-10.95●	-0.68	0.51	-0.58

Profitability
Metric	TCBK	HOPE	GABC	DCOM	RBCAA	STBA	Ind. Median
Net Margin	23.9%	6.8%	27.1%●	16.6%	25.6%	23.7%	20.6%
ROE	10.0%	3.0%	12.2%●	8.5%	11.7%	9.5%	10.9%
ROA	1.3%	0.4%	1.6%	0.9%	1.8%●	1.4%	1.2%
EBITDA Margin	—	—	—	—	—	—	20.4%

Growth + Dividend
Metric	TCBK	HOPE	GABC	DCOM	RBCAA	STBA	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	13.6%	-29.4%	79.6%	276.9%●	7.3%	1.9%	19.4%
Div. Yield	2.6%	4.0%●	2.5%	2.4%	2.0%	2.8%	2.5%
Payout	35.5%	107.2%	32.6%	40.6%	27.4%	39.2%	31.4%

The green dot marks the best value in the group given the metric direction (higher/lower is better). All metrics use trailing-twelve-month (TTM) data.

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Data on this page refreshes once per day. Price data as of Jul 2, 26. This content is for informational purposes only and is not investment advice.