STNE FINANCIAL STATEMENTS

StoneCo Ltd — balance sheet, income statement and cash flow trends

STNEStoneCo Ltd

🇺🇸 USA · NASDAQ · Technology · Software - Infrastructure

Value it Duel

Income Statement

Quarterly progression — trailing-twelve-month values

RevenueNet Income

Profit Funnel

Q1 2026 · TTM

Percentages are relative to revenue.

Key Figures

YoY change

Revenue14 B BRL+10.2%

Gross Profit10.4 B BRL+10.3%

Operating Income7.2 B BRL+18.3%

EBITDA6.5 B BRL+3.8%

Net Income3.5 B BRL—

Peer Comparison· Software - Infrastructure

Company	Rev. Growth	Gross Margin	EBITDA Margin	Net Margin
STNE	10.2%	74.5%	46.4%	24.8%
BB	4.8%	76.0%	15.8%	10.3%
ATATP	157.2%	86.3%	73.6%	36.7%
ARDYZ	100.3%	45.3%	43.5%	13.3%
ADYEN	25.2%	73.1%	54.0%	42.1%
KRONT	41.0%	90.2%	51.7%	23.2%
Industry median	10.2%	70.5%	17.8%	8.9%

Company	Rev. Growth	Gross Margin	EBITDA Margin	Net Margin
STNE	10.2%	74.5%	46.4%	24.8%
NTCT	4.5%	78.1%	20.8%	11.1%
ATEN	12.1%	79.5%	24.4%	14.9%
AVPT	27.1%	73.7%	13.2%	10.5%
PAGS	5.1%	51.1%	48.2%	10.8%
CALX	28.4%	57.1%	6.6%	3.2%
Industry median	10.2%	70.5%	17.8%	8.9%

Balance Sheet

Quarterly period-end values

Total AssetsTotal LiabilitiesEquity

Capital Structure

Q1 2026

Equity12.1 B BRL20%
Current Liabilities38.8 B BRL66%
Long-term Liabilities8.2 B BRL14%

Key Figures

YoY change

Total Assets59.1 B BRL+9.6%

Total Liabilities47 B BRL+10.7%

Total Equity12.1 B BRL+5.9%

Cash & ST Investments10.1 B BRL+27.1%

Total Debt15.7 B BRL+16.5%

Net Debt9.6 B BRL+23.8%

Peer Comparison· Software - Infrastructure

Company	Current Ratio	Debt/Equity	NetDebt/EBITDA	Equity/Assets
STNE	1.33	129.5%	0.86	20.4%
BB	2.20	29.5%	-1.41	60.5%
ATATP	2.17	0.8%	-0.09	91.7%
ARDYZ	1.16	24.4%	0.54	68.2%
ADYEN	168.11	4.8%	-7.76	43.1%
KRONT	1.10	11.4%	-0.10	62.7%
Industry median	1.43	25.1%	-0.02	34.8%

Company	Current Ratio	Debt/Equity	NetDebt/EBITDA	Equity/Assets
STNE	1.33	129.5%	0.86	20.4%
NTCT	1.83	2.4%	-3.51	70.0%
ATEN	3.71	99.2%	-2.06	34.8%
AVPT	2.16	3.0%	-7.36	59.8%
PAGS	1.43	318.5%	4.09	19.3%
CALX	3.29	2.0%	-3.26	77.6%
Industry median	1.43	25.1%	-0.02	34.8%

Cash Flow Statement

Quarterly progression — trailing-twelve-month values

Operating Cash FlowCapital ExpendituresFree Cash Flow

Cash Flow Bridge

Q1 2026 · TTM

Key Figures

YoY change

Operating Cash Flow3.3 B BRL—

Capital Expenditures940.9 M BRL-17.2%

Free Cash Flow2.4 B BRL—

Dividends Paid——

Peer Comparison· Software - Infrastructure

Company	CF Margin	FCF Margin	CapEx Ratio	CF/Net Income
STNE	23.9%	17.2%	6.7%	96.4%
BB	12.7%	11.7%	1.3%	122.9%
ATATP	14.5%	-9.7%	12.9%	39.4%
ARDYZ	19.1%	-8.7%	39.2%	143.9%
ADYEN	40.8%	-15.9%	4.0%	97.0%
KRONT	54.1%	5.4%	52.3%	233.6%
Industry median	23.2%	17.1%	2.9%	143.9%

Company	CF Margin	FCF Margin	CapEx Ratio	CF/Net Income
STNE	23.9%	17.2%	6.7%	96.4%
NTCT	34.3%	33.2%	1.1%	308.3%
ATEN	23.4%	17.2%	6.2%	156.7%
AVPT	24.6%	23.6%	0.9%	233.9%
PAGS	9.5%	1.8%	7.7%	88.0%
CALX	12.5%	10.3%	2.2%	390.7%
Industry median	23.2%	17.1%	2.9%	143.9%

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

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Data on this page refreshes once per day. Price data as of Jul 2, 26. This content is for informational purposes only and is not investment advice.