SRCE PEER ANALYSIS

1st Source Corporation — metric-by-metric comparison with peers and the industry median

SRCE1st Source Corporation

🇺🇸 USA · NASDAQ · Financial Services · Banks - Regional

Value it Duel

Overall Profile & Returns

· Banks - Regional

Position Within Industry

0 = weak quartile, 100 = strong quartile

SRCEIndustry median

Scores normalize each metric against industry quartiles (p25–p75); direction is inverted for lower-is-better metrics.

Return Comparison

1-Year

Split-adjusted

Year-to-Date (YTD)

Key Metric Comparison

P/E

Lower is better

ROE

Higher is better

Net Margin

Higher is better

Revenue Growth

Higher is better

All Metrics

Valuation
Metric	SRCE	KLNMA	BFL	BOQ	LB	EQB	Ind. Median
P/E	12.34	10.50	3.26●	41.80	116.70	25.70	12.88
P/B	1.55	2.87	0.74	0.70	0.68●	1.54	1.28
EV/EBITDA	4.89	7.40	-1.43●	67.43	306.43	54.52	9.31
P/S	—	—	—	—	—	—	—

Financial Health
Metric	SRCE	KLNMA	BFL	BOQ	LB	EQB	Ind. Median
Current Ratio	0.18	—	33.68●	0.05	0.01	0.09	0.31
Debt/Equity	30.0%	0.0%●	9.1%	258.4%	744.5%	496.5%	38.0%
NetDebt/EBITDA	-4.23●	-0.00	-3.30	49.89	280.57	40.36	-0.58

Profitability
Metric	SRCE	KLNMA	BFL	BOQ	LB	EQB	Ind. Median
Net Margin	26.7%	58.1%●	30.2%	2.0%	1.4%	6.6%	20.6%
ROE	13.2%	34.1%●	24.2%	1.6%	1.0%	6.1%	10.9%
ROA	1.8%	5.4%●	2.9%	0.1%	0.1%	0.4%	1.2%
EBITDA Margin	—	—	—	—	—	—	20.4%

Growth + Dividend
Metric	SRCE	KLNMA	BFL	BOQ	LB	EQB	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	14.2%	42.3%●	—	-67.9%	-80.9%	-49.0%	19.4%
Div. Yield	2.0%	—	22.5%●	6.5%	4.7%	1.6%	2.5%
Payout	24.5%	—	68.7%	256.1%	335.1%	43.2%	31.4%

Valuation
Metric	SRCE	STEL	CASH	CHCO	LOB	FCF	Ind. Median
P/E	12.34	19.13	10.40●	14.37	15.46	13.21	12.88
P/B	1.55	1.21●	2.31	2.39	1.49	1.34	1.28
EV/EBITDA	4.89	0.97●	6.64	4.84	1.50	10.22	9.31
P/S	—	—	—	—	—	—	—

Financial Health
Metric	SRCE	STEL	CASH	CHCO	LOB	FCF	Ind. Median
Current Ratio	0.18	0.23	7.45●	0.42	0.12	4.39	0.31
Debt/Equity	30.0%	10.5%	7.0%●	66.1%	7.8%	12.6%	38.0%
NetDebt/EBITDA	-4.23	-11.67●	-0.35	-6.04	-7.48	0.37	-0.58

Profitability
Metric	SRCE	STEL	CASH	CHCO	LOB	FCF	Ind. Median
Net Margin	26.7%	17.8%	24.5%	33.3%●	11.7%	21.3%	20.6%
ROE	13.2%	6.4%	22.4%●	17.0%	10.8%	10.5%	10.9%
ROA	1.8%	1.0%	2.7%●	2.0%	0.9%	1.3%	1.2%
EBITDA Margin	—	—	—	—	—	—	20.4%

Growth + Dividend
Metric	SRCE	STEL	CASH	CHCO	LOB	FCF	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	14.2%	-7.4%	3.5%	11.8%	108.2%●	14.1%	19.4%
Div. Yield	2.0%	1.5%	0.2%	2.5%	0.3%	2.6%●	2.5%
Payout	24.5%	26.7%	2.4%	38.3%	8.6%	35.7%	31.4%

The green dot marks the best value in the group given the metric direction (higher/lower is better). All metrics use trailing-twelve-month (TTM) data.

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Data on this page refreshes once per day. Price data as of Jul 7, 26. This content is for informational purposes only and is not investment advice.