SKBNK FINANCIAL STATEMENTS

Sekerbank T.A.S. — balance sheet, income statement and cash flow trends

SKBNKSekerbank T.A.S.

🇹🇷 Turkey · IS · Financial Services · Banks - Regional

Value it Duel

Income Statement

Quarterly progression — trailing-twelve-month values

RevenueNet Income

Profit Funnel

Q1 2026 · TTM

Percentages are relative to revenue.

Key Figures

YoY change

Revenue15.5 B ₺+45.0%

Gross Profit15.5 B ₺+45.0%

Operating Income2.9 B ₺+19.8%

EBITDA2.9 B ₺+19.8%

Net Income2.2 B ₺+8.1%

Peer Comparison· Banks - Regional

Company	Rev. Growth	Gross Margin	EBITDA Margin	Net Margin
SKBNK	—	—	—	14.2%
EQBK	—	—	—	7.1%
CAC	—	—	—	22.3%
HAFC	—	—	—	18.4%
TRST	—	—	—	22.4%
THFF	—	—	—	25.1%
Industry median	—	67.2%	20.4%	20.6%

Balance Sheet

Quarterly period-end values

Total AssetsTotal LiabilitiesEquity

Capital Structure

Q1 2026

Equity13.9 B ₺100%

Key Figures

YoY change

Total Assets235.2 B ₺+85.1%

Total Liabilities221.3 B ₺+91.0%

Total Equity13.9 B ₺+24.3%

Cash & ST Investments39.1 B ₺+93.5%

Total Debt0 ₺—

Net Debt——

Peer Comparison· Banks - Regional

Company	Current Ratio	Debt/Equity	NetDebt/EBITDA	Equity/Assets
SKBNK	—	0.0%	-13.41	5.9%
EQBK	0.26	59.3%	-13.51	10.7%
CAC	0.16	84.9%	6.15	10.2%
HAFC	0.06	16.3%	-2.59	10.2%
TRST	0.49	22.2%	1.14	10.3%
THFF	0.36	85.2%	4.71	10.7%
Industry median	0.31	38.0%	-0.58	11.0%

Company	Current Ratio	Debt/Equity	NetDebt/EBITDA	Equity/Assets
SKBNK	—	0.0%	-13.41	5.9%
TSKB	—	0.0%	-0.47	13.4%
KLNMA	—	0.0%	-0.00	17.7%
ICBCT	—	0.0%	-20.34	4.0%
ISBTR	—	0.0%	-28.33	8.5%
HALKB	—	0.0%	-33.00	5.1%
Industry median	0.31	38.0%	-0.58	11.0%

Cash Flow Statement

Quarterly progression — trailing-twelve-month values

Operating Cash FlowCapital ExpendituresFree Cash Flow

Cash Flow Bridge

Q1 2026 · TTM

Key Figures

YoY change

Operating Cash Flow2.2 B ₺+8.1%

Capital Expenditures2.6 B ₺—

Free Cash Flow4.8 B ₺+299.5%

Dividends Paid——

Peer Comparison· Banks - Regional

Company	CF Margin	FCF Margin	CapEx Ratio	CF/Net Income
SKBNK	14.2%	31.2%	17.0%	100.0%
EQBK	13.1%	8.6%	4.5%	184.3%
CAC	23.2%	21.6%	1.6%	104.0%
HAFC	46.4%	45.8%	0.6%	252.0%
TRST	24.2%	21.0%	3.2%	107.9%
THFF	28.7%	28.3%	1.5%	114.1%
Industry median	23.6%	22.1%	1.5%	111.4%

Company	CF Margin	FCF Margin	CapEx Ratio	CF/Net Income
SKBNK	14.2%	31.2%	17.0%	100.0%
TSKB	54.9%	71.9%	17.0%	100.0%
KLNMA	58.1%	57.8%	0.3%	100.0%
ICBCT	24.7%	29.9%	5.1%	100.0%
ISBTR	28.1%	-3.3%	31.4%	100.0%
HALKB	16.6%	38.5%	21.9%	100.0%
Industry median	23.6%	22.1%	1.5%	111.4%

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

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Data on this page refreshes once per day. Price data as of Jul 3, 26. This content is for informational purposes only and is not investment advice.