SEZL PEER ANALYSIS

Sezzle Inc. — metric-by-metric comparison with peers and the industry median

SEZLSezzle Inc.

🇺🇸 USA · NASDAQ · Financial Services · Credit Services

Value it Duel

Overall Profile & Returns

· Credit Services

Position Within Industry

0 = weak quartile, 100 = strong quartile

SEZLIndustry median

Scores normalize each metric against industry quartiles (p25–p75); direction is inverted for lower-is-better metrics.

Return Comparison

1-Year

Split-adjusted

Year-to-Date (YTD)

Key Metric Comparison

P/E

Lower is better

ROE

Higher is better

Net Margin

Higher is better

Revenue Growth

Higher is better

All Metrics

Valuation
Metric	SEZL	KTLEV	ZIP	QNBFK	DSTKF	GSY	Ind. Median
P/E	43.17	113.12	38.55●	157.13	—	—	16.27
P/B	32.54	24.04	6.34	12.49	93.93	0.98●	2.03
EV/EBITDA	33.19	—	34.52	—	—	6.37●	15.83
P/S	—	—	—	—	—	—	—

Financial Health
Metric	SEZL	KTLEV	ZIP	QNBFK	DSTKF	GSY	Ind. Median
Current Ratio	3.65	—	788.09●	—	—	—	1.20
Debt/Equity	73.8%	0.0%●	383.4%	0.0%●	0.0%●	599.1%	116.1%
NetDebt/EBITDA	0.13●	—	11.13	—	—	5.42	2.39

Profitability
Metric	SEZL	KTLEV	ZIP	QNBFK	DSTKF	GSY	Ind. Median
Net Margin	30.8%●	—	8.9%	—	—	-15.8%	10.0%
ROE	92.0%●	32.2%	15.9%	8.9%	10.6%	-27.7%	13.4%
ROA	39.4%●	—	2.9%	—	—	-4.9%	2.9%
EBITDA Margin	—	—	—	—	—	—	—

Growth + Dividend
Metric	SEZL	KTLEV	ZIP	QNBFK	DSTKF	GSY	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	39.0%	—	—	—	—	—	19.9%
Div. Yield	—	—	—	—	—	9.4%	1.2%
Payout	—	—	—	—	—	-33.6%	16.3%

Valuation
Metric	SEZL	ENVA	OMF	CACC	SLM	NNI	Ind. Median
P/E	43.17	18.98	8.77	15.88	6.77●	11.88	16.27
P/B	32.54	4.42	2.07	4.75	2.08	1.31●	2.03
EV/EBITDA	33.19	17.02	16.47	16.29	5.46●	15.83	15.83
P/S	—	—	—	—	—	—	—

Financial Health
Metric	SEZL	ENVA	OMF	CACC	SLM	NNI	Ind. Median
Current Ratio	3.65	0.23	—	20.57●	13.93	—	1.20
Debt/Equity	73.8%●	347.0%	663.2%	423.3%	253.1%	206.3%	116.1%
NetDebt/EBITDA	0.13●	7.40	12.20	7.66	0.42	9.63	2.39

Profitability
Metric	SEZL	ENVA	OMF	CACC	SLM	NNI	Ind. Median
Net Margin	30.8%●	10.0%	12.6%	19.6%	24.3%	19.5%	10.0%
ROE	92.0%●	25.1%	23.9%	28.1%	30.9%	11.7%	13.4%
ROA	39.4%●	5.3%	3.0%	5.1%	2.6%	2.9%	2.9%
EBITDA Margin	—	—	—	—	—	—	—

Growth + Dividend
Metric	SEZL	ENVA	OMF	CACC	SLM	NNI	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	39.0%	39.6%	40.4%	56.4%	20.1%	115.9%●	19.9%
Div. Yield	—	—	6.9%●	—	2.0%	0.9%	1.2%
Payout	—	—	62.9%	—	93.2%	10.7%	16.3%

The green dot marks the best value in the group given the metric direction (higher/lower is better). All metrics use trailing-twelve-month (TTM) data.

Go deeper on SEZL

Run a DCF valuation

Full DCF model with editable assumptions

Start a head-to-head duel

Compare two stocks metric by metric

Filter in the stock screener

Build your own universe with 400+ metrics

Data on this page refreshes once per day. Price data as of Jul 2, 26. This content is for informational purposes only and is not investment advice.