SAFT PEER ANALYSIS

Safety Insurance Group Inc — metric-by-metric comparison with peers and the industry median

SAFTSafety Insurance Group Inc

🇺🇸 USA · NASDAQ · Financial Services · Insurance - Property & Casualty

Value it Duel

Overall Profile & Returns

· Insurance - Property & Casualty

Position Within Industry

0 = weak quartile, 100 = strong quartile

SAFTIndustry median

Scores normalize each metric against industry quartiles (p25–p75); direction is inverted for lower-is-better metrics.

Return Comparison

1-Year

Split-adjusted

Year-to-Date (YTD)

Key Metric Comparison

P/E

Lower is better

ROE

Higher is better

Net Margin

Higher is better

Revenue Growth

Higher is better

All Metrics

Valuation
Metric	SAFT	TURSG	DFY	ADM	HSX	GJF	Ind. Median
P/E	18.00	2.80●	24.66	15.00	7.92	—	12.69
P/B	1.33	1.10●	2.36	7.72	2.18	6.29	2.08
EV/EBITDA	4.74●	—	14.76	11.79	10.05	—	7.49
P/S	—	—	—	—	—	—	—

Financial Health
Metric	SAFT	TURSG	DFY	ADM	HSX	GJF	Ind. Median
Current Ratio	0.82	1.36	1.25	6.56●	—	—	0.89
Debt/Equity	7.1%	0.0%●	43.4%	131.2%	22.8%	—	27.1%
NetDebt/EBITDA	-7.41●	—	1.65	1.47	0.03	—	-0.70

Profitability
Metric	SAFT	TURSG	DFY	ADM	HSX	GJF	Ind. Median
Net Margin	5.0%	—	6.9%	13.5%	13.8%●	—	10.8%
ROE	7.4%	49.4%	10.5%	52.8%●	28.5%	—	18.0%
ROA	2.7%	14.1%●	3.7%	8.8%	9.3%	—	4.4%
EBITDA Margin	—	—	—	—	—	—	—

Growth + Dividend
Metric	SAFT	TURSG	DFY	ADM	HSX	GJF	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	-13.1%	55.4%●	-6.5%	12.0%	5.2%	—	42.9%
Div. Yield	4.8%●	—	1.0%	4.3%	2.7%	3.7%	1.9%
Payout	85.5%	—	23.9%	96.3%	12.5%	—	33.8%

Valuation
Metric	SAFT	TRUP	UVE	PRA	UFCS	HIPO	Ind. Median
P/E	18.00	45.81	6.21●	19.87	10.50	6.66	12.69
P/B	1.33	2.99	2.08	0.97●	1.44	1.67	2.08
EV/EBITDA	4.74	15.76	2.11	-19.46●	0.96	2.42	7.49
P/S	—	—	—	—	—	—	—

Financial Health
Metric	SAFT	TRUP	UVE	PRA	UFCS	HIPO	Ind. Median
Current Ratio	0.82	1.73●	0.56	1.32	0.81	1.17	0.89
Debt/Equity	7.1%●	27.7%	17.2%	32.4%	15.4%	11.5%	27.1%
NetDebt/EBITDA	-7.41	-4.77	-2.35	-30.15●	-6.36	-4.03	-0.70

Profitability
Metric	SAFT	TRUP	UVE	PRA	UFCS	HIPO	Ind. Median
Net Margin	5.0%	1.7%	12.2%	6.0%	9.2%	23.4%●	10.8%
ROE	7.4%	7.1%	38.9%●	5.1%	14.8%	29.2%	18.0%
ROA	2.7%	2.9%	7.1%●	1.2%	3.5%	6.2%	4.4%
EBITDA Margin	—	—	—	—	—	—	—

Growth + Dividend
Metric	SAFT	TRUP	UVE	PRA	UFCS	HIPO	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	-13.1%	—	193.5%●	54.1%	97.3%	—	42.9%
Div. Yield	4.8%	—	1.5%	5.8%●	1.3%	—	1.9%
Payout	85.5%	—	11.4%	115.1%	13.3%	—	33.8%

The green dot marks the best value in the group given the metric direction (higher/lower is better). All metrics use trailing-twelve-month (TTM) data.

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Data on this page refreshes once per day. Price data as of Jul 7, 26. This content is for informational purposes only and is not investment advice.