PFS PEER ANALYSIS

Provident Financial Services Inc — metric-by-metric comparison with peers and the industry median

PFSProvident Financial Services Inc

🇺🇸 USA · NYSE · Financial Services · Banks - Regional

Value it Duel

Overall Profile & Returns

· Banks - Regional

Position Within Industry

0 = weak quartile, 100 = strong quartile

PFSIndustry median

Scores normalize each metric against industry quartiles (p25–p75); direction is inverted for lower-is-better metrics.

Return Comparison

1-Year

Split-adjusted

Year-to-Date (YTD)

Key Metric Comparison

P/E

Lower is better

ROE

Higher is better

Net Margin

Higher is better

Revenue Growth

Higher is better

All Metrics

Valuation
Metric	PFS	BOQ	EQB	BFL	KLNMA	BEN	Ind. Median
P/E	10.03	41.80	25.70	3.26●	10.50	—	12.88
P/B	1.07	0.70●	1.54	0.74	2.87	1.01	1.28
EV/EBITDA	5.10	67.43	54.52	-1.43●	7.40	—	9.31
P/S	—	—	—	—	—	—	—

Financial Health
Metric	PFS	BOQ	EQB	BFL	KLNMA	BEN	Ind. Median
Current Ratio	0.18	0.05	0.09	33.68●	—	0.03	0.31
Debt/Equity	101.0%	258.4%	496.5%	9.1%	0.0%●	142.6%	38.0%
NetDebt/EBITDA	-1.16	49.89	40.36	-3.30●	-0.00	—	-0.58

Profitability
Metric	PFS	BOQ	EQB	BFL	KLNMA	BEN	Ind. Median
Net Margin	21.9%	2.0%	6.6%	30.2%	58.1%●	—	20.6%
ROE	11.1%	1.6%	6.1%	24.2%	34.1%●	—	10.9%
ROA	1.2%	0.1%	0.4%	2.9%	5.4%●	—	1.2%
EBITDA Margin	—	—	—	—	—	—	20.4%

Growth + Dividend
Metric	PFS	BOQ	EQB	BFL	KLNMA	BEN	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	107.9%●	-67.9%	-49.0%	—	42.3%	—	19.4%
Div. Yield	4.0%	6.5%	1.6%	22.5%●	—	6.1%	2.5%
Payout	40.9%	256.1%	43.2%	68.7%	—	—	31.4%

Valuation
Metric	PFS	CVBF	FBK	BANC	PRK	WAFD	Ind. Median
P/E	10.03●	14.67	21.11	13.31	17.91	11.28	12.88
P/B	1.07	1.32	1.51	0.93●	1.89	0.95	1.28
EV/EBITDA	5.10●	13.29	11.67	15.70	13.88	16.75	9.31
P/S	—	—	—	—	—	—	—

Financial Health
Metric	PFS	CVBF	FBK	BANC	PRK	WAFD	Ind. Median
Current Ratio	0.18	0.28	12.60●	0.41	1.43	0.04	0.31
Debt/Equity	101.0%	42.8%	13.8%	98.6%	9.9%●	104.5%	38.0%
NetDebt/EBITDA	-1.16●	2.90	0.43	7.80	0.07	7.74	-0.58

Profitability
Metric	PFS	CVBF	FBK	BANC	PRK	WAFD	Ind. Median
Net Margin	21.9%	32.4%●	18.7%	13.6%	25.8%	18.3%	20.6%
ROE	11.1%	9.2%	10.9%	7.0%	12.1%●	8.4%	10.9%
ROA	1.2%	1.4%	1.3%	0.7%	1.6%●	0.9%	1.2%
EBITDA Margin	—	—	—	—	—	—	20.4%

Growth + Dividend
Metric	PFS	CVBF	FBK	BANC	PRK	WAFD	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	107.9%●	2.9%	52.9%	65.3%	13.4%	10.1%	19.4%
Div. Yield	4.0%●	3.5%	1.4%	2.0%	2.3%	1.4%	2.5%
Payout	40.9%	52.7%	20.5%	42.5%	51.5%	38.5%	31.4%

The green dot marks the best value in the group given the metric direction (higher/lower is better). All metrics use trailing-twelve-month (TTM) data.

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Data on this page refreshes once per day. Price data as of Jul 7, 26. This content is for informational purposes only and is not investment advice.