PB FINANCIAL STATEMENTS

Prosperity Bancshares Inc — balance sheet, income statement and cash flow trends

PBProsperity Bancshares Inc

🇺🇸 USA · NYSE · Financial Services · Banks - Regional

Value it Duel

Income Statement

Quarterly progression — trailing-twelve-month values

RevenueNet Income

Profit Funnel

Q1 2026 · TTM

Percentages are relative to revenue.

Key Figures

YoY change

Revenue1.7 B $-3.4%

Gross Profit1.2 B $+4.1%

Operating Income677.5 M $+6.2%

EBITDA835.5 M $+24.1%

Net Income528.9 M $+5.9%

Peer Comparison· Banks - Regional

Company	Rev. Growth	Gross Margin	EBITDA Margin	Net Margin
PB	—	—	—	31.2%
YKBNK	—	—	—	23.3%
VAKBN	—	—	—	21.4%
HALKB	—	—	—	16.6%
ISCTR	—	—	—	28.1%
AKBNK	—	—	—	27.4%
Industry median	—	67.2%	20.4%	20.6%

Balance Sheet

Quarterly period-end values

Total AssetsTotal LiabilitiesEquity

Capital Structure

Q1 2026

Equity8.2 B $19%
Current Liabilities2.5 B $6%
Long-term Liabilities33 B $76%

Key Figures

YoY change

Total Assets43.6 B $+12.5%

Total Liabilities35.4 B $+13.3%

Total Equity8.2 B $+9.2%

Cash & ST Investments1.9 B $-6.2%

Total Debt2.5 B $+1,047.2%

Net Debt945.9 M $—

Peer Comparison· Banks - Regional

Company	Current Ratio	Debt/Equity	NetDebt/EBITDA	Equity/Assets
PB	0.68	30.4%	0.71	18.8%
YKBNK	—	0.0%	-9.43	8.0%
VAKBN	—	0.0%	-8.98	6.0%
HALKB	—	0.0%	-33.00	5.1%
ISCTR	—	0.0%	-28.33	8.5%
AKBNK	—	0.0%	-7.12	8.8%
Industry median	0.31	38.0%	-0.58	11.0%

Company	Current Ratio	Debt/Equity	NetDebt/EBITDA	Equity/Assets
PB	0.68	30.4%	0.71	18.8%
FNB	0.21	61.1%	4.77	13.4%
GBCI	0.30	56.7%	-13.89	13.4%
UBSI	33.20	14.4%	-7.39	16.3%
PNFP	0.90	41.4%	-0.14	11.9%
VLY	9.49	38.9%	3.05	12.1%
Industry median	0.31	38.0%	-0.58	11.0%

Cash Flow Statement

Quarterly progression — trailing-twelve-month values

Operating Cash FlowCapital ExpendituresFree Cash Flow

Cash Flow Bridge

Q1 2026 · TTM

Key Figures

YoY change

Operating Cash Flow556.5 M $+20.1%

Capital Expenditures47.5 M $+125.8%

Free Cash Flow536 M $+21.1%

Dividends Paid-226.8 M $-204.4%

Peer Comparison· Banks - Regional

Company	CF Margin	FCF Margin	CapEx Ratio	CF/Net Income
PB	32.8%	31.6%	2.8%	105.2%
YKBNK	23.3%	24.9%	1.6%	100.0%
VAKBN	21.4%	20.2%	1.1%	100.0%
HALKB	16.6%	38.5%	21.9%	100.0%
ISCTR	28.1%	33.1%	5.0%	100.0%
AKBNK	27.4%	24.4%	2.9%	100.0%
Industry median	23.6%	22.1%	1.5%	111.4%

Company	CF Margin	FCF Margin	CapEx Ratio	CF/Net Income
PB	32.8%	31.6%	2.8%	105.2%
FNB	21.0%	17.2%	3.8%	97.1%
GBCI	27.2%	24.1%	3.0%	153.7%
UBSI	29.4%	28.7%	1.6%	107.0%
PNFP	42.6%	42.1%	2.5%	261.9%
VLY	16.2%	15.7%	0.6%	87.0%
Industry median	23.6%	22.1%	1.5%	111.4%

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

Go deeper on PB

Run a DCF valuation

Full DCF model with editable assumptions

Start a head-to-head duel

Compare two stocks metric by metric

Filter in the stock screener

Build your own universe with 400+ metrics

Data on this page refreshes once per day. Price data as of Jul 2, 26. This content is for informational purposes only and is not investment advice.

Company	Rev. Growth	Gross Margin	EBITDA Margin	Net Margin
PB	—	—	—	31.2%
FNB	—	—	—	21.6%
GBCI	—	—	—	17.7%
UBSI	—	—	—	27.5%
PNFP	—	—	—	16.3%
VLY	—	—	—	18.6%
Industry median	—	67.2%	20.4%	20.6%