NMIH PEER ANALYSIS

NMI Holdings Inc — metric-by-metric comparison with peers and the industry median

NMIHNMI Holdings Inc

🇺🇸 USA · NASDAQ · Financial Services · Insurance - Specialty

Value it Duel

Overall Profile & Returns

· Insurance - Specialty

Position Within Industry

0 = weak quartile, 100 = strong quartile

NMIHIndustry median

Scores normalize each metric against industry quartiles (p25–p75); direction is inverted for lower-is-better metrics.

Return Comparison

1-Year

Split-adjusted

Year-to-Date (YTD)

Key Metric Comparison

P/E

Lower is better

ROE

Higher is better

Net Margin

Higher is better

Revenue Growth

Higher is better

All Metrics

Valuation
Metric	NMIH	NHF	TSU	MPL	BEZ	Ind. Median
P/E	8.31●	17.18	14.90	29.54	11.45	11.45
P/B	0.00●	3.12	2.37	5.83	2.19	1.38
EV/EBITDA	5.92●	13.02	10.55	18.51	8.06	7.51
P/S	—	—	—	—	—	—

Financial Health
Metric	NMIH	NHF	TSU	MPL	BEZ	Ind. Median
Current Ratio	0.39	—	23.58●	13.45	—	2.53
Debt/Equity	0.0%●	27.6%	23.4%	20.5%	12.9%	20.5%
NetDebt/EBITDA	-0.10	0.48	-0.19	0.04	-0.60●	-0.54

Profitability
Metric	NMIH	NHF	TSU	MPL	BEZ	Ind. Median
Net Margin	53.8%	5.4%	4.7%	5.3%	88.1%●	12.4%
ROE	0.0%	18.5%	17.0%	19.6%	20.6%●	12.9%
ROA	0.0%	9.5%	3.1%	10.9%●	6.1%	3.7%
EBITDA Margin	—	—	—	—	—	—

Growth + Dividend
Metric	NMIH	NHF	TSU	MPL	BEZ	Ind. Median
Rev. Growth	—	—	—	—	—	—
NI Growth	3.2%	23.3%	35.2%	46,240.0%●	—	-2.4%
Div. Yield	—	4.1%●	—	3.7%	2.6%	2.0%
Payout	—	61.1%	—	107.0%	23.1%	29.4%

Valuation
Metric	NMIH	AGO	RDN	RYAN	ESNT	MTG	Ind. Median
P/E	8.31●	9.22	9.41	40.57	8.89	8.57	11.45
P/B	0.00●	0.69	1.10	8.40	1.07	1.22	1.38
EV/EBITDA	5.92	5.93	7.51	11.13	0.49●	0.92	7.51
P/S	—	—	—	—	—	—	—

Financial Health
Metric	NMIH	AGO	RDN	RYAN	ESNT	MTG	Ind. Median
Current Ratio	0.39	1.02	0.49	1.02	5.91	10.40●	2.53
Debt/Equity	0.0%●	30.8%	23.9%	588.3%	8.7%	12.8%	20.5%
NetDebt/EBITDA	-0.10	-1.18	1.25	4.47	-6.61●	-5.63	-0.54

Profitability
Metric	NMIH	AGO	RDN	RYAN	ESNT	MTG	Ind. Median
Net Margin	53.8%	43.6%	40.3%	4.2%	53.3%	59.6%●	12.4%
ROE	0.0%	7.5%	12.0%	22.3%●	12.1%	14.1%	12.9%
ROA	0.0%	3.4%	5.9%	1.3%	9.3%	11.1%●	3.7%
EBITDA Margin	—	—	—	—	—	—	—

Growth + Dividend
Metric	NMIH	AGO	RDN	RYAN	ESNT	MTG	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	3.2%	-6.3%	-5.8%	160.7%●	-5.1%	-7.3%	-2.4%
Div. Yield	—	1.7%	2.7%●	1.2%	2.0%	2.1%	2.0%
Payout	—	16.4%	25.5%	75.1%	17.9%	18.6%	29.4%

The green dot marks the best value in the group given the metric direction (higher/lower is better). All metrics use trailing-twelve-month (TTM) data.

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Data on this page refreshes once per day. Price data as of Jul 6, 26. This content is for informational purposes only and is not investment advice.