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KSPI FINANCIAL STATEMENTS

Joint Stock Company Kaspi.kz — balance sheet, income statement and cash flow trends

KSPIJoint Stock Company Kaspi.kz

🇺🇸 USA · US · Technology · Software - Infrastructure

Value itDuel
PriceFinancialsPeers

Income Statement

Quarterly progression — trailing-twelve-month values
RevenueNet Income to Owners
02 T4 T20222023202420252026

Profit Funnel

Q2 2026 · TTM
Revenue4.3 T KZTGross Profit3.1 T KZT · 70%Operating Income1.6 T KZT · 37%Pre-tax Income1.3 T KZT · 30%Net Income to Owners1 T KZT · 24%

Percentages are relative to revenue.

Key Figures

YoY change
Revenue4.3 T KZT+37.3%
Gross Profit3.1 T KZT+54.7%
Operating Income1.6 T KZT+3.0%
EBITDA1.8 T KZT+17.8%
Net Income to Owners1 T KZT-4.5%

No peer data is available for this stock.

Balance Sheet

Quarterly period-end values
Total AssetsTotal LiabilitiesEquity
05 T10 T20222023202420252026

Capital Structure

Q2 2026
Total Assets11.9 T
  • Equity2.6 T KZT22%
  • Long-term Liabilities9.2 T KZT78%

Key Figures

YoY change
Total Assets11.9 T KZT+18.7%
Total Liabilities9.2 T KZT+14.2%
Total Equity2.6 T KZT+33.6%
Cash & ST Investments464.7 B KZT-79.3%
Total Debt605.7 B KZT+2.4%
Net Debt141 B KZT—

No peer data is available for this stock.

Cash Flow Statement

Quarterly progression — trailing-twelve-month values
Operating Cash FlowCapital ExpendituresFree Cash Flow
0500 B1 T20222023202420252026

Cash Flow Bridge

Q2 2026 · TTM
-200 B0200 B400 B435.1 B KZTOperating-468.9 B KZTInvesting-206.5 B KZTFinancing-240.2 B KZTNet Change

Key Figures

YoY change
Operating Cash Flow435.1 B KZT-46.1%
Capital Expenditures137.2 B KZT-3.1%
Free Cash Flow298 B KZT-55.2%
Dividends Paid0 KZT-100.0%

No peer data is available for this stock.

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

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Data on this page refreshes once per day. Price data as of Sep 2, 26. This content is for informational purposes only and is not investment advice.