HCI PEER ANALYSIS

HCI Group Inc — metric-by-metric comparison with peers and the industry median

HCIHCI Group Inc

🇺🇸 USA · NYSE · Financial Services · Insurance - Property & Casualty

Value it Duel

Overall Profile & Returns

· Insurance - Property & Casualty

Position Within Industry

0 = weak quartile, 100 = strong quartile

HCIIndustry median

Scores normalize each metric against industry quartiles (p25–p75); direction is inverted for lower-is-better metrics.

Return Comparison

1-Year

Split-adjusted

Year-to-Date (YTD)

Key Metric Comparison

P/E

Lower is better

ROE

Higher is better

Net Margin

Higher is better

Revenue Growth

Higher is better

All Metrics

Valuation
Metric	HCI	TURSG	DFY	GJF	SUN	IAG	Ind. Median
P/E	7.86	2.81●	24.66	—	20.75	19.12	12.61
P/B	2.12	1.10●	2.36	6.28	2.03	2.84	2.06
EV/EBITDA	2.86●	—	14.76	—	10.74	11.52	7.45
P/S	—	—	—	—	—	—	—

Financial Health
Metric	HCI	TURSG	DFY	GJF	SUN	IAG	Ind. Median
Current Ratio	1.07	1.36●	1.25	—	—	—	0.89
Debt/Equity	6.2%	0.0%●	43.4%	—	30.6%	49.8%	27.1%
NetDebt/EBITDA	-2.13●	—	1.65	—	0.99	1.48	-0.70

Profitability
Metric	HCI	TURSG	DFY	GJF	SUN	IAG	Ind. Median
Net Margin	32.6%●	—	6.9%	—	5.6%	6.9%	10.8%
ROE	37.6%	49.4%●	10.5%	—	8.0%	15.2%	18.0%
ROA	12.3%	14.1%●	3.7%	—	3.1%	4.1%	4.4%
EBITDA Margin	—	—	—	—	—	—	—

Growth + Dividend
Metric	HCI	TURSG	DFY	GJF	SUN	IAG	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	129.3%●	55.4%	-6.5%	—	—	-14.4%	42.9%
Div. Yield	0.9%	—	1.0%	3.7%	3.0%	3.8%●	1.9%
Payout	0.3%	—	23.9%	—	135.2%	83.6%	33.8%

Valuation
Metric	HCI	HMN	SKWD	STC	KMPR	PLMR	Ind. Median
P/E	7.86●	13.33	14.22	16.03	40.95	20.05	12.61
P/B	2.12	1.50	2.06	1.27	0.65●	4.12	2.06
EV/EBITDA	2.86●	8.58	4.60	9.60	21.68	13.03	7.45
P/S	—	—	—	—	—	—	—

Financial Health
Metric	HCI	HMN	SKWD	STC	KMPR	PLMR	Ind. Median
Current Ratio	1.07●	0.15	0.84	0.94	0.33	0.95	0.89
Debt/Equity	6.2%●	40.4%	39.7%	47.0%	35.6%	31.0%	27.1%
NetDebt/EBITDA	-2.13	0.36	-5.47●	1.72	5.23	-1.70	-0.70

Profitability
Metric	HCI	HMN	SKWD	STC	KMPR	PLMR	Ind. Median
Net Margin	32.6%●	10.0%	12.0%	4.2%	0.9%	20.2%	10.8%
ROE	37.6%●	11.7%	17.1%	8.5%	1.5%	22.5%	18.0%
ROA	12.3%●	1.1%	3.4%	4.4%	0.3%	6.5%	4.4%
EBITDA Margin	—	—	—	—	—	—	—

Growth + Dividend
Metric	HCI	HMN	SKWD	STC	KMPR	PLMR	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	129.3%●	44.2%	43.2%	76.7%	-87.9%	47.0%	42.9%
Div. Yield	0.9%	2.7%	9.2%●	3.1%	4.5%	—	1.9%
Payout	0.3%	34.8%	130.6%	47.0%	185.4%	—	33.8%

The green dot marks the best value in the group given the metric direction (higher/lower is better). All metrics use trailing-twelve-month (TTM) data.

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Data on this page refreshes once per day. Price data as of Jul 8, 26. This content is for informational purposes only and is not investment advice.