FICO PEER ANALYSIS

Fair Isaac Corporation — metric-by-metric comparison with peers and the industry median

FICOFair Isaac Corporation

🇺🇸 USA · US · Technology · Software - Application

Value it Duel

Overall Profile & Returns

· Software - Application

Position Within Industry

0 = weak quartile, 100 = strong quartile

FICOIndustry median

Scores normalize each metric against industry quartiles (p25–p75); direction is inverted for lower-is-better metrics.

Return Comparison

1-Year

Split-adjusted

Year-to-Date (YTD)

Key Metric Comparison

P/E

Lower is better

ROE

Higher is better

Net Margin

Higher is better

Revenue Growth

Higher is better

All Metrics

Valuation
Metric	FICO	CSU	DSY	XRO	SHOP	WTC	Ind. Median
P/E	39.73	56.83	20.06●	73.01	117.30	68.15	30.76
P/B	-14.36●	10.78	2.67	2.26	12.58	4.06	4.28
EV/EBITDA	28.91	14.40	10.91●	14.18	77.31	19.23	16.48
P/S	13.38	3.45●	3.99	4.30	12.72	6.79	3.45

Financial Health
Metric	FICO	CSU	DSY	XRO	SHOP	WTC	Ind. Median
Current Ratio	2.22	0.91	1.70	1.09	6.20●	1.38	1.45
Debt/Equity	-174.0%●	143.2%	26.9%	39.3%	1.4%	135.3%	32.2%
NetDebt/EBITDA	2.96	0.83	-1.18	0.22	-2.84●	4.27	-0.05

Profitability
Metric	FICO	CSU	DSY	XRO	SHOP	WTC	Ind. Median
Net Margin	33.7%●	6.1%	19.9%	6.1%	10.9%	15.2%	8.1%
ROE	—	21.3%●	13.5%	4.7%	11.5%	9.4%	11.5%
ROA	39.1%●	4.8%	8.0%	2.6%	9.8%	4.7%	4.7%
EBITDA Margin	51.5%●	25.4%	33.0%	30.8%	15.9%	45.4%	16.0%

Growth + Dividend
Metric	FICO	CSU	DSY	XRO	SHOP	WTC	Ind. Median
Rev. Growth	22.6%	17.2%	-1.8%	36.1%	31.9%	40.9%●	13.4%
NI Growth	31.6%●	-3.1%	4.5%	-23.8%	-16.0%	-21.9%	9.5%
Div. Yield	—	0.1%	1.4%●	—	—	0.5%	1.0%
Payout	—	11.4%	27.9%	—	—	28.9%	17.6%

Valuation
Metric	FICO	MSTR	WDAY	ZM	ROP	PAYX	Ind. Median
P/E	39.73	—	40.65	12.63●	22.22	21.79	30.76
P/B	-14.36●	0.74	5.15	2.62	2.02	10.27	4.28
EV/EBITDA	28.91	—	20.24	6.64●	13.26	13.89	16.48
P/S	13.38	68.60	3.49●	5.30	4.69	5.89	3.45

Financial Health
Metric	FICO	MSTR	WDAY	ZM	ROP	PAYX	Ind. Median
Current Ratio	2.22	6.05●	1.01	4.22	0.53	1.26	1.45
Debt/Equity	-174.0%●	18.1%	56.9%	0.6%	55.6%	123.4%	32.2%
NetDebt/EBITDA	2.96	-0.43	-0.33	-2.75●	2.77	1.14	-0.05

Profitability
Metric	FICO	MSTR	WDAY	ZM	ROP	PAYX	Ind. Median
Net Margin	33.7%	-2,519.4%	8.6%	42.0%●	21.1%	27.0%	8.1%
ROE	—	-31.2%	10.9%	21.9%	9.0%	44.8%●	11.5%
ROA	39.1%●	-25.2%	5.1%	17.9%	5.2%	10.8%	4.7%
EBITDA Margin	51.5%	-2,848.6%	17.0%	56.5%●	44.8%	46.2%	16.0%

Growth + Dividend
Metric	FICO	MSTR	WDAY	ZM	ROP	PAYX	Ind. Median
Rev. Growth	22.6%●	6.8%	13.3%	5.0%	12.1%	16.9%	13.4%
NI Growth	31.6%	—	73.9%	97.5%●	14.4%	6.2%	9.5%
Div. Yield	—	1.2%	—	—	1.0%	4.1%●	1.0%
Payout	—	-3.3%	—	—	21.2%	90.3%	17.6%

The green dot marks the best value in the group given the metric direction (higher/lower is better). All metrics use trailing-twelve-month (TTM) data.

Go deeper on FICO

Run a DCF valuation

Full DCF model with editable assumptions

Start a head-to-head duel

Compare two stocks metric by metric

Filter in the stock screener

Build your own universe with 400+ metrics

Data on this page refreshes once per day. Price data as of Jul 2, 26. This content is for informational purposes only and is not investment advice.