EQBK FINANCIAL STATEMENTS

Equity Bancshares, Inc. — balance sheet, income statement and cash flow trends

EQBKEquity Bancshares, Inc.

🇺🇸 USA · NYSE · Financial Services · Banks - Regional

Value it Duel

Income Statement

Quarterly progression — trailing-twelve-month values

RevenueNet Income

Profit Funnel

Q1 2026 · TTM

Percentages are relative to revenue.

Key Figures

YoY change

Revenue347.4 M $+4.5%

Gross Profit178.3 M $-19.6%

Operating Income36.1 M $-54.5%

EBITDA89.7 M $-0.3%

Net Income24.7 M $-61.2%

Peer Comparison· Banks - Regional

Company	Rev. Growth	Gross Margin	EBITDA Margin	Net Margin
EQBK	—	—	—	7.1%
SKBNK	—	—	—	14.2%
LLOY	—	—	—	25.9%
NWG	—	—	—	20.1%
TSKB	—	—	—	54.9%
LB	—	—	—	1.4%
Industry median	—	67.2%	20.4%	20.6%

Balance Sheet

Quarterly period-end values

Total AssetsTotal LiabilitiesEquity

Capital Structure

Q1 2026

Equity817.6 M $11%
Current Liabilities6.7 B $87%
Long-term Liabilities162.2 M $2%

Key Figures

YoY change

Total Assets7.7 B $+40.8%

Total Liabilities6.8 B $+41.9%

Total Equity817.6 M $+32.4%

Cash & ST Investments1.7 B $+43.5%

Total Debt484.9 M $+30.7%

Net Debt-79.2 M $—

Peer Comparison· Banks - Regional

Company	Current Ratio	Debt/Equity	NetDebt/EBITDA	Equity/Assets
EQBK	0.26	59.3%	-13.51	10.7%
SKBNK	—	0.0%	-13.41	5.9%
LLOY	0.12	209.8%	5.39	5.0%
NWG	0.25	17.0%	-14.68	5.2%
TSKB	—	0.0%	-0.47	13.4%
LB	0.01	744.5%	280.57	5.3%
Industry median	0.31	38.0%	-0.58	11.0%

Company	Current Ratio	Debt/Equity	NetDebt/EBITDA	Equity/Assets
EQBK	0.26	59.3%	-13.51	10.7%
CAC	0.16	84.9%	6.15	10.2%
HAFC	0.06	16.3%	-2.59	10.2%
TRST	0.49	22.2%	1.14	10.3%
THFF	0.36	85.2%	4.71	10.7%
CCNE	0.67	37.2%	2.49	10.4%
Industry median	0.31	38.0%	-0.58	11.0%

Cash Flow Statement

Quarterly progression — trailing-twelve-month values

Operating Cash FlowCapital ExpendituresFree Cash Flow

Cash Flow Bridge

Q1 2026 · TTM

Key Figures

YoY change

Operating Cash Flow45.4 M $-45.2%

Capital Expenditures15.6 M $+96.2%

Free Cash Flow29.9 M $-60.2%

Dividends Paid-12.2 M $-241.1%

Peer Comparison· Banks - Regional

Company	CF Margin	FCF Margin	CapEx Ratio	CF/Net Income
EQBK	13.1%	8.6%	4.5%	184.3%
SKBNK	14.2%	31.2%	17.0%	100.0%
LLOY	—	—	0.0%	—
NWG	—	—	0.0%	—
TSKB	54.9%	71.9%	17.0%	100.0%
LB	-1.8%	-3.5%	1.7%	-134.2%
Industry median	23.6%	22.1%	1.5%	111.4%

Company	CF Margin	FCF Margin	CapEx Ratio	CF/Net Income
EQBK	13.1%	8.6%	4.5%	184.3%
CAC	23.2%	21.6%	1.6%	104.0%
HAFC	46.4%	45.8%	0.6%	252.0%
TRST	24.2%	21.0%	3.2%	107.9%
THFF	28.7%	28.3%	1.5%	114.1%
CCNE	16.6%	15.5%	1.1%	88.8%
Industry median	23.6%	22.1%	1.5%	111.4%

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

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Data on this page refreshes once per day. Price data as of Jul 2, 26. This content is for informational purposes only and is not investment advice.

Company	Rev. Growth	Gross Margin	EBITDA Margin	Net Margin
EQBK	—	—	—	7.1%
CAC	—	—	—	22.3%
HAFC	—	—	—	18.4%
TRST	—	—	—	22.4%
THFF	—	—	—	25.1%
CCNE	—	—	—	18.7%
Industry median	—	67.2%	20.4%	20.6%