EBC FINANCIAL STATEMENTS

Eastern Bankshares Inc — balance sheet, income statement and cash flow trends

EBCEastern Bankshares Inc

🇺🇸 USA · NASDAQ · Financial Services · Banks - Regional

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Income Statement

Quarterly progression — trailing-twelve-month values
RevenueNet Income
0500 M1 B202120222023202420252026

Profit Funnel

Q1 2026 · TTM
Revenue1.4 B $Gross Profit1 B $ · 73%Operating Income367.3 M $ · 26%Pre-tax Income367.3 M $ · 26%Net Income371.1 M $ · 26%

Percentages are relative to revenue.

Key Figures

YoY change
Revenue1.4 B $+61.3%
Gross Profit1 B $+122.5%
Operating Income367.3 M $—
EBITDA436.1 M $—
Net Income371.1 M $—

Peer Comparison· Banks - Regional

CompanyRev. GrowthGross MarginEBITDA MarginNet Margin
EBC———26.5%
BEN————
NDA-SE———20.9%
HALKB———16.6%
VAKBN———21.4%
YKBNK———23.3%
Industry median—67.2%20.4%20.6%

Balance Sheet

Quarterly period-end values
Total AssetsTotal LiabilitiesEquity
010 B20 B30 B202120222023202420252026

Capital Structure

Q1 2026
Total Assets30.6 B
  • Equity4.3 B $14%
  • Current Liabilities25.1 B $82%
  • Long-term Liabilities1.2 B $4%

Key Figures

YoY change
Total Assets30.6 B $+22.6%
Total Liabilities26.3 B $+23.1%
Total Equity4.3 B $+19.6%
Cash & ST Investments428.5 M $+0.6%
Total Debt689.2 M $+3,324.2%
Net Debt357.7 M $—

Peer Comparison· Banks - Regional

CompanyCurrent RatioDebt/EquityNetDebt/EBITDAEquity/Assets
EBC0.0316.1%0.6014.0%
BEN0.03142.6%—6.6%
NDA-SE0.16704.0%25.504.4%
HALKB—0.0%-33.005.1%
VAKBN—0.0%-8.986.0%
YKBNK—0.0%-9.438.0%
Industry median0.3138.0%-0.5811.0%

Cash Flow Statement

Quarterly progression — trailing-twelve-month values
Operating Cash FlowCapital ExpendituresFree Cash Flow
0200 M400 M202120222023202420252026

Cash Flow Bridge

Q1 2026 · TTM
0200 M375.6 M $Operating-295.5 M $Investing-117.3 M $Financing-37.2 M $Net Change

Key Figures

YoY change
Operating Cash Flow375.6 M $+25.8%
Capital Expenditures20.7 M $+60.9%
Free Cash Flow354.9 M $+24.2%
Dividends Paid110.4 M $+24.4%

Peer Comparison· Banks - Regional

CompanyCF MarginFCF MarginCapEx RatioCF/Net Income
EBC26.8%25.3%1.5%101.2%
BEN————
NDA-SE-33.4%-35.4%2.0%-159.7%
HALKB16.6%38.5%21.9%100.0%
VAKBN21.4%20.2%1.1%100.0%
YKBNK23.3%24.9%1.6%100.0%
Industry median23.6%22.1%1.5%111.4%

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

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Data on this page refreshes once per day. Price data as of Jul 2, 26. This content is for informational purposes only and is not investment advice.