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COFS FINANCIAL STATEMENTS

ChoiceOne Financial Services Inc — balance sheet, income statement and cash flow trends

COFSChoiceOne Financial Services Inc

🇺🇸 USA · NASDAQ · Financial Services · Banks - Regional

Value itDuel
PriceFinancialsPeers

Income Statement

Quarterly progression — trailing-twelve-month values
RevenueNet Income to Owners
0100 M200 M202120222023202420252026

Profit Funnel

Q2 2026 · TTM
Revenue182.7 M $Gross Profit113.8 M $ · 62%Operating Income35.1 M $ · 19%Pre-tax Income66.8 M $ · 37%Net Income to Owners54.7 M $ · 30%

Percentages are relative to revenue.

Key Figures

YoY change
Revenue182.7 M $+2.7%
Gross Profit113.8 M $+4.3%
Operating Income35.1 M $+104.8%
EBITDA45.9 M $+41.6%
Net Income to Owners54.7 M $+287.1%

No peer data is available for this stock.

Balance Sheet

Quarterly period-end values
Total AssetsTotal LiabilitiesEquity
02 B4 B202120222023202420252026

Capital Structure

Q2 2026
Total Assets4.5 B
  • Equity482.7 M $11%
  • Current Liabilities3.9 B $87%
  • Long-term Liabilities77.5 M $2%

Key Figures

YoY change
Total Assets4.5 B $+3.4%
Total Liabilities4 B $+2.5%
Total Equity482.7 M $+11.8%
Cash & ST Investments644.2 M $+287.1%
Total Debt343.5 M $+39.2%
Net Debt254.8 M $+181.8%

No peer data is available for this stock.

Cash Flow Statement

Quarterly progression — trailing-twelve-month values
Operating Cash FlowCapital ExpendituresFree Cash Flow
050 M202120222023202420252026

Cash Flow Bridge

Q2 2026 · TTM
-100 M-50 M029.2 M $Operating-145.8 M $Investing44.6 M $Financing-72.1 M $Net Change

Key Figures

YoY change
Operating Cash Flow29.2 M $+45.2%
Capital Expenditures5.2 M $+37.1%
Free Cash Flow23.9 M $+47.0%
Dividends Paid-12.9 M $-362.1%

No peer data is available for this stock.

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

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Data on this page refreshes once per day. Price data as of Sep 2, 26. This content is for informational purposes only and is not investment advice.