CACC PEER ANALYSIS

Credit Acceptance Corporation — metric-by-metric comparison with peers and the industry median

CACCCredit Acceptance Corporation

🇺🇸 USA · NASDAQ · Financial Services · Credit Services

Value it Duel

Overall Profile & Returns

· Credit Services

Position Within Industry

0 = weak quartile, 100 = strong quartile

CACCIndustry median

Scores normalize each metric against industry quartiles (p25–p75); direction is inverted for lower-is-better metrics.

Return Comparison

1-Year

Split-adjusted

Year-to-Date (YTD)

Key Metric Comparison

P/E

Lower is better

ROE

Higher is better

Net Margin

Higher is better

Revenue Growth

Higher is better

All Metrics

Valuation
Metric	CACC	KTLEV	ZIP	DSTKF	QNBFK	GSY	Ind. Median
P/E	15.88●	113.12	38.43	—	157.13	—	16.27
P/B	4.75	24.04	6.32	93.93	12.49	0.94●	2.03
EV/EBITDA	16.30	—	34.44	—	—	6.34●	15.78
P/S	—	—	—	—	—	—	—

Financial Health
Metric	CACC	KTLEV	ZIP	DSTKF	QNBFK	GSY	Ind. Median
Current Ratio	20.57	—	788.09●	—	—	—	1.20
Debt/Equity	423.3%	0.0%●	383.4%	0.0%●	0.0%●	599.1%	116.1%
NetDebt/EBITDA	7.66	—	11.13	—	—	5.42●	2.39

Profitability
Metric	CACC	KTLEV	ZIP	DSTKF	QNBFK	GSY	Ind. Median
Net Margin	19.6%●	—	8.9%	—	—	-15.8%	10.0%
ROE	28.1%	32.2%●	15.9%	10.6%	8.9%	-27.7%	13.4%
ROA	5.1%●	—	2.9%	—	—	-4.9%	2.9%
EBITDA Margin	—	—	—	—	—	—	—

Growth + Dividend
Metric	CACC	KTLEV	ZIP	DSTKF	QNBFK	GSY	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	56.4%	—	—	—	—	—	19.9%
Div. Yield	—	—	—	—	—	9.4%	1.2%
Payout	—	—	—	—	—	-33.6%	16.3%

Valuation
Metric	CACC	OMF	SEZL	ENVA	FCFS	SLM	Ind. Median
P/E	15.88	8.85	42.18	18.94	28.00	6.75●	16.27
P/B	4.75	2.09	31.79	4.41	4.32	2.07●	2.03
EV/EBITDA	16.30	16.51	32.43	17.00	11.94	5.45●	15.78
P/S	—	—	—	—	—	—	—

Financial Health
Metric	CACC	OMF	SEZL	ENVA	FCFS	SLM	Ind. Median
Current Ratio	20.57●	—	3.65	0.23	4.77	13.93	1.20
Debt/Equity	423.3%	663.2%	73.8%●	347.0%	113.6%	253.1%	116.1%
NetDebt/EBITDA	7.66	12.20	0.13●	7.40	2.39	0.42	2.39

Profitability
Metric	CACC	OMF	SEZL	ENVA	FCFS	SLM	Ind. Median
Net Margin	19.6%	12.6%	30.8%●	10.0%	9.1%	24.3%	10.0%
ROE	28.1%	23.9%	92.0%●	25.1%	16.3%	30.9%	13.4%
ROA	5.1%	3.0%	39.4%●	5.3%	7.2%	2.6%	2.9%
EBITDA Margin	—	—	—	—	—	—	—

Growth + Dividend
Metric	CACC	OMF	SEZL	ENVA	FCFS	SLM	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	56.4%●	40.4%	39.0%	39.6%	26.1%	20.1%	19.9%
Div. Yield	—	6.9%●	—	—	0.8%	2.0%	1.2%
Payout	—	62.9%	—	—	20.4%	93.2%	16.3%

The green dot marks the best value in the group given the metric direction (higher/lower is better). All metrics use trailing-twelve-month (TTM) data.

Go deeper on CACC

Run a DCF valuation

Full DCF model with editable assumptions

Start a head-to-head duel

Compare two stocks metric by metric

Filter in the stock screener

Build your own universe with 400+ metrics

Data on this page refreshes once per day. Price data as of Jul 6, 26. This content is for informational purposes only and is not investment advice.