AX PEER ANALYSIS

Axos Financial Inc — metric-by-metric comparison with peers and the industry median

AXAxos Financial Inc

🇺🇸 USA · NYSE · Financial Services · Banks - Regional

Value it Duel

Overall Profile & Returns

· Banks - Regional

Position Within Industry

0 = weak quartile, 100 = strong quartile

AXIndustry median

Scores normalize each metric against industry quartiles (p25–p75); direction is inverted for lower-is-better metrics.

Return Comparison

1-Year

Split-adjusted

Year-to-Date (YTD)

Key Metric Comparison

P/E

Lower is better

ROE

Higher is better

Net Margin

Higher is better

Revenue Growth

Higher is better

All Metrics

Valuation
Metric	AX	NDA-SE	HALKB	VAKBN	YKBNK	BEN	Ind. Median
P/E	11.60	12.22	10.55	4.95●	5.67	—	12.58
P/B	1.80	1.91	1.38	0.97●	1.17	1.02	1.26
EV/EBITDA	9.56	34.19	-19.55●	-5.55	-3.78	—	9.12
P/S	—	—	—	—	—	—	—

Financial Health
Metric	AX	NDA-SE	HALKB	VAKBN	YKBNK	BEN	Ind. Median
Current Ratio	0.09	0.16●	—	—	—	0.03	0.31
Debt/Equity	91.9%	704.0%	0.0%●	0.0%●	0.0%●	142.6%	38.0%
NetDebt/EBITDA	1.76	25.50	-33.00●	-8.98	-9.43	—	-0.58

Profitability
Metric	AX	NDA-SE	HALKB	VAKBN	YKBNK	BEN	Ind. Median
Net Margin	22.7%	20.9%	16.6%	21.4%	23.3%●	—	20.6%
ROE	16.8%	15.8%	15.4%	23.0%	23.5%●	—	10.9%
ROA	1.8%	0.7%	0.8%	1.3%	1.9%●	—	1.2%
EBITDA Margin	—	—	—	—	—	—	20.4%

Growth + Dividend
Metric	AX	NDA-SE	HALKB	VAKBN	YKBNK	BEN	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	11.5%	-4.4%	21.9%	34.4%	85.7%●	—	19.4%
Div. Yield	—	0.5%	—	—	—	6.1%●	2.5%
Payout	—	0.0%	—	—	—	—	31.4%

Valuation
Metric	AX	HOMB	OZK	AUB	ABCB	HWC	Ind. Median
P/E	11.60	11.65	7.75●	17.15	13.74	14.65	12.58
P/B	1.80	1.28	0.89●	1.14	1.46	1.37	1.26
EV/EBITDA	9.56	2.12●	4.48	13.50	9.19	12.80	9.12
P/S	—	—	—	—	—	—	—

Financial Health
Metric	AX	HOMB	OZK	AUB	ABCB	HWC	Ind. Median
Current Ratio	0.09	0.29	5.36●	0.85	0.08	0.51	0.31
Debt/Equity	91.9%	21.5%	13.2%●	25.8%	25.1%	38.0%	38.0%
NetDebt/EBITDA	1.76	-6.71●	-0.87	1.74	-0.50	2.00	-0.58

Profitability
Metric	AX	HOMB	OZK	AUB	ABCB	HWC	Ind. Median
Net Margin	22.7%	34.8%●	25.3%	15.8%	26.0%	21.4%	20.6%
ROE	16.8%●	11.4%	11.8%	8.4%	11.0%	9.5%	10.9%
ROA	1.8%	2.1%●	1.7%	1.1%	1.6%	1.2%	1.2%
EBITDA Margin	—	—	—	—	—	—	20.4%

Growth + Dividend
Metric	AX	HOMB	OZK	AUB	ABCB	HWC	Ind. Median
Rev. Growth	—	—	—	—	—	—	—
NI Growth	11.5%	14.6%	-0.8%	65.4%●	16.8%	-12.2%	19.4%
Div. Yield	—	2.8%	3.4%●	3.3%	0.9%	2.5%	2.5%
Payout	—	33.7%	30.6%	61.9%	12.7%	37.8%	31.4%

The green dot marks the best value in the group given the metric direction (higher/lower is better). All metrics use trailing-twelve-month (TTM) data.

Go deeper on AX

Run a DCF valuation

Full DCF model with editable assumptions

Start a head-to-head duel

Compare two stocks metric by metric

Filter in the stock screener

Build your own universe with 400+ metrics

Data on this page refreshes once per day. Price data as of Jul 8, 26. This content is for informational purposes only and is not investment advice.