ADM FINANCIAL STATEMENTS

Admiral Group PLC — balance sheet, income statement and cash flow trends

ADMAdmiral Group PLC

🇬🇧 UK · LSE · Financial Services · Insurance - Property & Casualty

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Income Statement

Quarterly progression — trailing-twelve-month values
RevenueNet Income
02 B4 B202020212022202320242025

Profit Funnel

Q2 2025 · TTM
Revenue5.5 B £Gross Profit5.5 B £ · 100%Operating Income969.9 M £ · 18%Pre-tax Income957.9 M £ · 17%Net Income742.6 M £ · 13%

Percentages are relative to revenue.

Key Figures

YoY change
Revenue5.5 B £+41.0%
Gross Profit5.5 B £+43.8%
Operating Income969.9 M £+98.1%
EBITDA1.1 B £+96.9%
Net Income742.6 M £+119.7%

Peer Comparison· Insurance - Property & Casualty

CompanyRev. GrowthGross MarginEBITDA MarginNet Margin
ADM———13.5%
NODK———-1.6%
ACIC———31.3%
DGICA———6.8%
HIPO———23.4%
SAFT———5.0%
Industry median———10.8%

Balance Sheet

Quarterly period-end values
Total AssetsTotal LiabilitiesEquity
02.5 B5 B7.5 B202020212022202320242025

Capital Structure

Q2 2025
Total Assets9 B
  • Equity1.4 B £16%
  • Current Liabilities210.7 M £2%
  • Long-term Liabilities7.4 B £82%

Key Figures

YoY change
Total Assets9 B £+52.8%
Total Liabilities7.6 B £+54.3%
Total Equity1.4 B £+45.5%
Cash & ST Investments301.1 M £-90.4%
Total Debt1.9 B £+56.4%
Net Debt1.6 B £+85.6%

Peer Comparison· Insurance - Property & Casualty

CompanyCurrent RatioDebt/EquityNetDebt/EBITDAEquity/Assets
ADM6.56131.2%1.4716.0%
NODK1.15——50.8%
ACIC1.2646.0%-0.4733.3%
DGICA0.745.4%-5.6726.5%
HIPO1.1711.5%-4.0321.8%
SAFT0.827.1%-7.4135.1%
Industry median0.8927.1%-0.7026.4%

Cash Flow Statement

Quarterly progression — trailing-twelve-month values
Operating Cash FlowCapital ExpendituresFree Cash Flow
0500 M1 B202020212022202320242025

Cash Flow Bridge

Q2 2025 · TTM
0200 M400 M600 M726.7 M £Operating-440.5 M £Investing-278.1 M £Financing8.1 M £Net Change

Key Figures

YoY change
Operating Cash Flow726.7 M £+19.9%
Capital Expenditures74.3 M £-2.1%
Free Cash Flow389.8 M £-26.5%
Dividends Paid715.4 M £+133.0%

Peer Comparison· Insurance - Property & Casualty

CompanyCF MarginFCF MarginCapEx RatioCF/Net Income
ADM13.2%7.1%1.3%97.9%
NODK-9.9%-9.9%0.2%619.2%
ACIC11.6%11.6%6.1%37.1%
DGICA6.7%6.7%0.0%98.4%
HIPO11.1%9.0%2.1%47.4%
SAFT13.7%13.4%0.3%276.5%
Industry median16.6%15.9%0.6%149.9%

Amounts are in the company’s reporting currency. Peer comparison tables use ratio-based metrics so currency differences do not distort the picture.

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Data on this page refreshes once per day. Price data as of Jul 3, 26. This content is for informational purposes only and is not investment advice.